If you’re preparing to go after business funding, start building your business credit profile before you need the money. A simple strategy is to work toward having 2–3 business credit cards reporting under your business. Here’s what to focus on: 👉 Start with business cards you have a realistic chance of qualifying for. (example to research: Amex Business Cash, Chase Ink Business, Capital One Spark, Bank of America Business Advantage, U.S. Bank Business Credit Cards) 👉 Keep the balances low and make every payment on time. 👉 Give the accounts time to build history instead of opening everything at once. 👉 Avoid constantly applying for new cards just to increase your total accounts. 👉 As your profile grows, work toward higher limits and stronger overall business credit. 🔥 The goal: Don’t wait until you need $20K–$50K in funding to start building your business credit. Build the profile first, then position yourself to apply for funding from a stronger starting point. ACTION STEP: If you don’t have any business credit cards yet, make a list of the cards you currently have and check which ones are reporting to your business credit profile. Start there. 💰