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6 contributions to The Circle
The Circle Update!
We would like to take this time to mention the The Circle meetings and classes will be on pause thorough the month of September as we aim to restructure the cadence and meetings to more of a centrally focused monthly webinar. This will allow members to plan more for events we host and allow Ternus to host meeting with the most impact to the operators we serve and aim to educate. There will be more to come and announcements along the way this month about the new look Circle classes and agenda items! Thank you for your patience as we aim to make this community something people want to be a contributor to for the long run.
0 likes • 23d
We'll miss out for the month but look forward to the newest format!
Budgeting the Whole Deal
If you missed todays session please head over to the forms library to secure the deck where is has already been posted. Also, you can view the downloaded recording of the session here if you missed it. If you have questions or suggestions, drop some knowledge in the comments below for a fellow member!
Budgeting the Whole Deal
0 likes • Aug 18
Nice job identifying all the components to budget!
Beyond the Rate
If you missed the presentation today, take a minute to review it! The full deck is also attached. Threads are open for comments! Let's find some deals!
Beyond the Rate
1 like • Aug 7
Wow, terrible but not surprising to see the reduced volume of flips.....thanks for summarizing the information!
Forms Library
We will begin posting monthly discussion topics in the Forms Library section of The Circle. On those posts you can tag, share, or ask questions related to the topic itself and we will be able to answer those question on a more detailed basis. It is a great way to utilize the community for solutions!
1 like • Aug 7
Nice! Thanks very much Cole.....
Colton Parker - Introduction
Background in relationship banking, residential mortgage underwriting, and credit repair for personal and business clients, plus a few rental properties of my own on the investor side. Now Collateral Underwriter at Ternus Lending. What I do: review and evaluate collateral to identify any potential risk and determine the best possible structure and strategy for the deal. — but I've also sat in processing, closing, underwriting, and draws, so I've seen what it actually takes to get a file across the line. What I'm here to build: more knowledge and information I can put to use, new people to learn from, and a hand to lend wherever it's useful.
1 like • Aug 7
Thanks Colton - great to see you in the community!
1-6 of 6
Cindy Young
1
1 point to level up
@cindy-young-2671
Ltd exp investing, have bought & reno'd in a STR resort in FL - hoping to add in Tahoe or Torch Lake. I PML, JV on Fix & Flips to build capital.

Active 1d ago
Joined Apr 11, 2026
INTP
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