The State Bar of Michigan put out this article. It is sad, I do see this: https://connect.michbar.org/blogs/real-property-review-newsletter/2025/12/18/protecting-equity-and-rights-predatory-practices-i Post-Foreclosure Schemes After the sheriff’s sale, predators shift their focus to surplus funds. Under MCL 600.3252, former owners and heirs are entitled to any excess generated by the foreclosure sale. Many are unaware that surplus funds exist or that they must take affirmative steps to claim them. Predatory actors monitor auction results and immediately contact potential beneficiaries, offering to “help” recover surplus proceeds while demanding substantial contingency fees or assignments of the entire amount. County officials have reported agreements requiring homeowners to surrender significant portions of their surplus or sign documents transferring all rights. In one documented case, an elderly heir accepted a small payment ($100.00) in exchange for signing papers later used to divert more than $10,000 in surplus proceeds.