Bio: Hi! I'm Tim Spencer, The Lending into Later Life Expert. I help people aged 18 to 118 make smart mortgage choices. tim@optimusmortgages.co.uk

Bio: Fairly new mortgage broker - happy to exchange thoughts and ideas if I can support with anything 😊

Bio: Mum to Noah, wife to Matt, graphic designer for WMFS. Loved running but hips & knees decided they didn’t! Found WS9 & now I’m signed up for a Hyrox!