They have an honesty problem. You already know what to do. Maybe you need to make a phone call. Maybe you need to post your first piece of content. Maybe you need to send outreach. Maybe you need to ask for help because you're stuck. Whatever it is, you already know. Yet every day you find something else to consume because learning feels productive. It gives you permission to believe you're making progress while quietly protecting you from the one thing that could actually change your life. If you already know the next move, what exactly are you waiting for? I'm genuinely curious. I read every reply.

It's still being edited. But I just finished recording a 100+ minute coaching call where I broke down my entire dispute process from scratch. We covered: • How I find inaccuracies across all 3 bureaus. • My Accuracy Attack process. • How I structure dispute letters. • Collections, charge offs, combo letters. • The mistakes that keep people spinning their wheels for months. It's raw. No fancy editing. No fluff. Just me explaining exactly how I do it while walking through real examples. If enough people actually want to see it before it's finished, I'll release the raw version first. Comment RAW if you'd watch it.

Go check it out. All I ask that you share this with your people. I'm doing everything I can for you guys to win! Cheers, David R.

I’ll be dropping a training soon on credit repair. Where I go over my letter writing process. Then how to start accuracy attack flow. And how to remove collections.

Personally I would choose more time. Money is an infinite resource. Time is not. Once its spent you cannot get it back. What about you?