John and/or any other credit masters! So, I’ve posted this in Evan’s group too, but I had an LLC that I started back in 2013, and I updated it this January, new name, updated address, etc. I wasn’t sure how to update the EIN number, so I left it alone. Big mistake, obviously. So, I talked to an IRS representative today, that deals with EIN numbers. He told me that I can either just apply for a new one, and then start using that one. Or, I can write them a letter asking them to change my information, send it certified mail, and it’ll take 4 to 6 weeks to process. Obviously, the second option is much less than ideal. So, my question is, are there any Lender ramifications to having a 13-year-old LLC with a brand new EIN number? Or is that perfectly acceptable, a complete non-issue?

I just built a Credit Stacker GPT that shows you how to stack $100K–$200K in 0% business funding step-by-step. It’s based on the same framework I teach in the Infinite Funding Blueprint — the system I used to build $1.1M in credit limits. Inside the GPT you can ask things like: • How credit stacking works • What banks look for before approving large limits • How to remove inquiries • How to optimize your credit profile • What order to apply for cards It’s also trained on 300+ lending products including business cards, lines of credit, SBA loans, and real estate funding. ⚠️ The only thing is to double check is which bureau banks pull, since those change sometimes. 🎁 Free While in Beta I’m letting 100 people test it free before we start charging. 👉 Comment “GPT” and I’ll send it to you. CHECK YOUR DMS after! Also make sure you register for this free training where I break down my 3 biggest funding secrets and how to position yourself for $100K–$200K in 0% funding. Register here:https://go.fundrapp.com/registration

If you’ve been trying to get $100K to $200K at 0 percent and keep getting denied or stuck with tiny limits… this is the one you need to watch. We dropped a brand new mini course called Credit Bootcamp and it breaks down the entire funding system step by step. Here’s what’s inside: 🔥 1. Optimize your personal credit profile I show you exactly what banks look for so you can get bigger approvals. Utilization, high-limit data points, age of credit, mix, limits… everything you need to dial in your profile. 🏢 2. Build the perfect business profile The right structure. The safest NAICS codes. The name. The setup.This is how you avoid flags and get approved faster. 💳 3. The exact sequence we used to get someone $330K in one round Real cards. Real limits. Real steps you can model immediately. I even added a FAQ section inside the course to make everything ridiculously simple to follow. If you want more guides and mini courses like this, COMMENT “SKOOL” and I’ll keep sending you everything I create. Here’s the link to Credit Bootcamp:https://polite-fenugreek-7d8.notion.site/Credit-Bootcamp-2a7a17cafb7681caa40cf61917ca9451 Bonus: If you need credit repair right now so you can optimize your profile fast, we’ll give you FREE VIP access while you do credit repair for only $97 per month. DM me if you need help! Ready when you are.

Most people jump straight into funding…but the ones who win, follow a sequence. Here’s how to do it step-by-step 👇 1️⃣ Fix your credit first. We can help you with that, it’s the foundation. Then watch my free sneak peek on how to build an 850-credit profile 👉 Free 850 Guide Here’s what a strong profile looks like 👇 ✅ 20 accounts ✅ 9-year average age ✅ $30K–$40K revolving credit Most funders (even us) will work with less (10 accounts, 2–4 years history, $10K–$15K total limits) — but if you want big approvals, aim higher. 2️⃣ Set up a safe LLC. Make sure you use the right name + NAICS code or you’ll flag risk systems before you even apply. You can check safe names here 👉 LLC Vault 3️⃣ Master the bank rules Every bank is different. BOA likes one thing, Chase likes another, and Wells has its own data points. ✅ Some want deposits first ✅ Some need in-person apps ✅ Some soft pull only Banks use projected revenue and stated income as data points. Say enough to show capacity but not so much they ask for docs. Say too little and limits are tiny. Get that balance right. Here’s 1 pro-tip most people don’t know 👇 If you have a $20K Amex personal card and a $15K Amex Blue Business, you can move $19K from personal to biz — boom, now it’s a $34K 0% card. 4️⃣ Play it like Tetris. Each bank pulls from 3 bureaus. 👉 Limit each to 3-5 inquiries MAX. If you’ve got 0 inquiries, you can hit 3 banks with one per bureau, that’s 9 potential approvals. 5️⃣ Apply in the right sequence. Some banks are inquiry-sensitive. Apply in the wrong order, and you can ruin the whole stack. After all that, wipe the inquiries and repeat in 6-12 months.There are 9,000+ institutions which means endless opportunities to fund your next move. This is the stuff I love teaching. 💸 If you want me to walk you through this entire process step-by-step, I’m doing a discount for my full funding course right now.

Who here wants to broker real estate loans or add another income stream? 👀 I’m getting DMs every single day from people looking for DSCR, fix & flip, and construction loans. I usually just pass them off, but before I do… I figured I’d ask this group first. Here’s what I’m thinking 👇 ✅ You’ll get access to a white-label lender ✅ Optional pre-built website (plug-and-play) ✅ Send in referrals and get paid ✅ Or broker deals directly and earn 1–2 points per loan You’ll be able to offer: 🏘 DSCR Loans 🔨 Fix & Flip 🏗 Ground-Up Construction 🏢 Bridge Loans The best part? You can stack this with business credit funding and get paid on both sides of the deal. 💰 If that sounds like something you’d want in on…💬 Vote and let me know so I can put you on a waitlist.