Happy Tuesday 🤓 I created this post on Facebook and LinkedIN today and would love to hear your thoughts on how I can improve on this post! Today is Day 1 of 42 in the LIFEline Challenge! If you are interested in pursuing your HEALTH, WEALTH & HAPPINESS please comment or reach out!! Let's make it happen! Coach RU @Ruben Austria

This Friday, we’re diving into a real conversation every investor thinks about, the “1% rule.” It’s a simple strategy that helped one investor build strong monthly cash flow, but today’s market is changing the game. What used to work doesn’t always work now. We’re breaking down how real investors are adapting, balancing cash flow, appreciation, and real-world expenses. Is the 1% rule still the move, or is it time to rethink the strategy? Here are some ideas on how we can approach this. Let’s talk about it live. 1. The 1% Rule: Filter or Foundation? - Is the 1% rule still relevant in today’s higher-priced markets? - Should investors adjust this benchmark by market (e.g., San Diego vs Midwest)? - When does it become a deal killer vs. deal indicator? 2. Cash Flow vs Appreciation Strategy - Should investors prioritize immediate cash flow or long-term equity growth? - How do you balance low cash flow markets with strong appreciation potential? - What’s your strategy in a “market reset” environment? 3. Beyond the Numbers: Real Profitability - How do expenses (rates, taxes, maintenance) reshape deals that “look good on paper”? - What metrics do you use beyond the 1% rule (cash-on-cash return, cap rate)? - How do lenders view cash-flowing properties when scaling portfolios? Let me know your thoughts @Ruben Austria @Nicole Turner @Rafael Davis @Chad Sliwa @Martin Magana @Stephanie Sundell @Tracie Hasse

Hi everyone back from a well rested vacation! Can someone please let me if you are a lender and if your underwriting guidelines allows you to lend on a Reverse 1031 Exchange? Need a lender asap for this transaction! Thank you! 😊

Happy Friday LEARNin Academy! Another "Freedom Friday" in the books! @Stephanie Sundell started off the day with our weekly VIRTUAL networking about Vista and @Baylea Ducote rounded out the afternoon at the Rooftop Bar in Oceanside! WHAT AN AMAZING DAY!!!!!!!! 🤓 Looking forward to next "Freedom Friday", the Top 9 LIVEs on 7 Day Leaderboard every Friday determines next week's participants on the LEARNin San Diego LIVE the following week! Congrats to the following Members who get the opportunity to go LIVE next week! @Rafael Davis @Aris Anagnos @Baylea Ducote @Harry Dennis @Martin Magana @Stephanie Sundell @Tracie Hasse @Casey Clayton @Nicole Turner Carmel Valley, CA will be featured along with @Anastasiia Buiadzhy of Sell State Next Gen Realty. Looking forward to having you represent the city you live in! @Emerson Pacete @Henry Flynn will be our LIVE Producers and I will be present in the role of LIVE Facilitator! Let’s make it a great LIVE! Coach RU @Ruben Austria

@Ruben Austria @Christopher Astillero @Stephanie Sundell @Tracie Hasse @Martin Magana @Henry Flynn @Aris Anagnos @Harry Dennis Happy Thursday folks! Check this article out. Seems to be pretty fresh out of the box and would be a great topic to discuss for tomorrows News segment Here's a positive overview that can be discussed for tomorrow What we’re seeing in San Diego isn’t a crash, it’s a market reset creating new opportunities. With both home prices and rents easing, buyers and investors finally have more leverage, more options, and time to make smarter decisions. Homes are sitting longer, negotiations are opening up, and deals are becoming more accessible. At the same time, San Diego’s fundamentals remain strong—low inventory, high demand, and long-term growth driven by lifestyle and economic stability. This shift isn’t about fear, it’s about rebalancing the market and setting up the next wave of opportunity. https://www.sd-cash-buyer.com/blog/san-diego-great-housing-reset-2026-prices-rents-decline/?utm_source=chatgpt.com