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6 contributions to fundusi
BANKRUPTCY
Can someone recently dismissed from Ch 13 be approved or is it no chance?
Fire Work Shop Today πŸ”₯πŸ”₯πŸ”₯πŸ™ŒπŸ½
I want to think everyone who showed up for the Workshop. Special shout out to Mrs. Maddy Lamb for bringing the ENERGY!!! The participation was amazing everyone asked questions and participated. If you missed it you will be in for a treat when you see the replay because Nikki Minaj joined and she was awesome πŸš€ Here is a nugget for the group thanks to the questions asked by those who came to the workshop. ITIN-Friendly Lenders ITIN Personal Loans: Which of course can be used in your business Alliant Credit Union up to $100K Alliant Credit Union+1Wikipedia+1LendingTree+1RRCU+1 SoFi / Best Egg / UpgradeTypically up to $50K, SoFi offers up to $100K for strong applicants U.S. Bank $50K for non-clients; $100K for existing clients Yes there are more and CU's seem to be the best for ITEN loans CDFI Programs (community development financial institutions) these are non-profits that are like CU's Accion & Opportunity Fund: Often range from $5K–$100K, great for startup or expansion SBA 7(a): Up to $5 million, widely accessible to ITIN-holders via participating banks and nonprofit CDFIs SBA 504: Up to $5 million for real estate or equipment loans SBA Community Advantage: Up to $250,000, aimed at underserved borrowers These represent the highest funding available and are ITIN-accessible when applied for through SBA-approved lenders we use LB for SBA. Pros Cons Access to capital w/o SSN. Higher interest rates possible Helps build credit history Limited lender pool Opens financial doors (biz, home) More paperwork required Often community-focused lenders May need co-signer or collateral Hopefully those looking for ITEN lenders this helps but understand that this is basic info on ITEN lenders. I like TD Bank because they have a cash secured credit card that you can apply for with just the ITEN. This is huge because most people with an ITEN need to build up credit.
2 likes β€’ Jul 10
πŸ˜‚, first one I attended and it was great!! BIG Energy can't wait for the next one! πŸ’ͺ
Approvals
What is the criteria an applicant must meet for application approval meaning minimum credit score, government assistance, credit profile, etc? And how does it differ from personal to business funding application approval? Please I need help thanks!
0 likes β€’ Jul 2
Sorry lol, just wanted to hear back in a timely manner because I know how long it can take to get a response.
TikTok
Do you have to register your business or LLC it in order to be able to put your direct funding link in your TikTok bio? This is the issue I'm running into now..
Real Estate
Can we provide loans for residential real estate investing as well or is it commercial only?
2 likes β€’ Jun 16
@Francois Hewing thanks sir!
1-6 of 6
Austin Perkins
2
12points to level up
@austin-perkins-3098
Soon to be Real Estate Investor & Funding Machine Owner looking to build wealth and educate our community!

Active 19h ago
Joined Jun 7, 2025
Alabama
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