How I Used $70K of Debt to Buy Inventory
I just posted a video on debt, credit cards, and using borrowed money to buy Amazon inventory. This is one of those topics people either avoid completely or use way too aggressively. I’ve personally taken on $70,000 of debt at one time for Q4 inventory, but the point of the video is NOT “go borrow money and buy everything.” The real point is this: Most sellers eventually don’t have a sourcing problem. They have a capital problem. You start finding products, you start building confidence, and then you realize the next bottleneck is not “can I find inventory?” It becomes: Can I afford to buy enough of it? Can I float it long enough? Can I pay the credit cards before interest hits? Do I still have liquidity if something goes wrong? That’s where credit card statement dates, FBM cash flow, lines of credit, and inventory quality all start mattering. Debt can help you scale, but bad inventory + borrowed money is one of the fastest ways to put yourself in a bad spot. My personal rule from the video: If your line of credit is the oxygen of the business, the minute you hit 50% used, that’s your sign to slow down buying and start protecting cash flow. Watch the video here: How I Used $70K of Debt to Buy Amazon FBA Inventory