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Checkmate The Matrix

542 members • $25/month

20 contributions to Checkmate The Matrix
Pra group WIN 🥳
Huge thank you to @Peter Wilson for the help needed to fight these parasites 🙏 Well yesterday was the final hearing on my Barclays debt which pra group bought my personal information. I was lucky to have pra help my case by not adhering to a court order of supplying the deed of assignment they said previously they had They were supposed to send a copy to myself by the 26th nov but nothing turned up They tried to give me a copy just before the hearing which I basically told her to shove it where the sun doesn’t shine. Regret that now as I wish I’d of seen all the bullshit they put together which the judge noticed didn’t even have my name on any of it just an amount and an account number amongst quite a few pages basically telling the judge to join all the dots ! He turned to me and said it looks like you’re going to have an easy afternoon mr sibson which made my day ! Peter had fantastically put together a fee schedule which pra solicitor challenged but the judge added another days rate to it and increased it from £325 to £410 costs, she tried to ask for 28 days to pay which he actually laughed at and said no you have 14 days to pay him so a great win. I held the door for her on the way out and said lovely to meet you which I’m pretty sure she knew I was taking the piss !! Stand up and fight everyone, it’s not an easy ride but you have to do it ! Thanks everyone for all your support too, a fantastic community ❤️ Cheers Gary 😎
1 like • Dec '25
Excellent, well done!
Update on Lowell Portfolio/Financial claim
Grand rising all, I apologise for the long update, but this is following on from my first day in court on 12th Nov. All I can say is OMG lol. I began feeling scared because it was delayed by hours. Once inside, the District Judge started to say he will be dismissing my case and that it would not be transferred to Chancery, due to it having no merit. He then went onto asking me how Lowell had breached DPA and GDPR and started to side with Lowell and all I could see, was that I would have to appeal. I quoted the necessary CPRs etc and he read it, but then he realised that he had not received my full court bundle and there was problems with their online portal. He then sent us out of court for 15 mins, so he could go and find my bundles. During this time, I started checking notes and using the chatbot to see what points I could raise to get my point across. Once back inside, he was like a changed man, he apologised for the lack of service given by the court and the problems with their system. Then he started skimming my court bundle. He congratulated me on my bundle and said it was very detailed and referred to alot of case law and previous cases relevant to my case. This was then I started to relax, and when I started to connect with him and explain what Lowell had not done and what I was asking for. He then started questioning Lowell's representative (or Agent as she referred to herself as) and she could answer lol. He then asked her why didnt they just send me the deed, She said they didnt have a deed but they had a debt sale agreement, of which she said was sent to me. I confirmed it was not received and that I had only received print outs of my statement with my original debtor and a generic copy of an credit agreement, which did not have my name, date or signature on. He also pointed out that I should be sueing Lowell Financial not Portfolio!!!!! Note to all, because the notice of assignment says Lowell Portfolio, but Lowell Financial were the ones who wrote to me. So he gave me advice in court to say I should have sued Lowell Finance because they are the ones who dont have anything!!!
1 like • Nov '25
@Dave DimeBar thank you Dave for your help and guidance alongside Peter 🤗
0 likes • Nov '25
@Dave DimeBar I will, once I get my court order/judgement to confirm they have breached and they have to pay me compensation
Equity Court Wins
Has anyone in group won a case and received damages for breaches in GDPR?
4 likes • Nov '25
@David Guthrie no I didnt ask him about that. He came across very arrogant and seemed like he was offended because I suggested that the Chancery specialise in GDPR/DPA breaches so would have more knowledge in such cases.
5 likes • Nov '25
2x SARs, initial and follow up Just follow the steps on the checklist and you'll be good to go
Tonight's PGM - An Eventful One
We had a visitor to out normal friendly PGM tonight, i am making a new video presentation just for that intruder, cover all of the posts they made, as i copied them all, they then went on to send me abuse in private messages, i did not reply, i reported them to skool.com and blocked them, But as i say, i copied all of the post made and will create another video going over each point in law and under GDPR etc. Go have a look, the PGM is in the classroom
4 likes • Nov '25
Omg I missed out again. I'm doing a night shift. I'll watch it back in the wee hours, it will help me stay awake.
Plus Another Win, But I Just Got it Against The DCAs
From an email i received this week from a man: alan; He does spend the first few sentences apologizing for the delay in telling me lol 🤣 The other reason for sending you this message :peter. is to say thank you very much for all your help so far. You have another success on your hands. 👍😃 On Monday just gone, 3rd February 2025 at Preston County Court, my "Defence" against "TM Legal Services Limited" and "Perch Capital Limited" for an alleged "debt" originating from "a failure to make payments for an AA Credit Card" was successful and the Judge did dismiss the case. Following your Zoom training course on 15th December 2024 (i think), i did squeeze one last SAR to "Perch Capital Limited" and when the (surprisingly quite prompt) reply was received ignoring my request (again) for a copy of the Deed of Assignment i did send the follow-up, which did result with a reply right at the last minute quoting the usual "it contains sensitive information" and refusal to provide a copy of the Deed of Assignment because "we don't need to". i was able to include this information in my bundle of documents. The Judge did seem a decent fella and held that we do require evidence of the Deed of Assignment. They tried citing the original account number as evidence on the balance of probabilities that the assignment had actually taken place. 😂 i also did discuss with the Judge that although the claimant was not obliged to provide the Deed of Assignment under the "Law of Property Act 1925", i am entitled to see a copy of my personal data under "GDPR" contained on that document, the Deed of Assignment. i either forgot about this over the time that has passed, or did not even research this aspect and completely overlooked it until you talked about it on your training event :peter: so i do thank you again.
3 likes • Nov '25
Yesss, well done. I have a claim against them too, but my claim has been adjourned until January because I asked them to consider transferring the case to the B&P Chancery Division.
1-10 of 20
Angela Mcgowan
5
304points to level up
@angela-mcgowan-9452
Always willing to learn and ask questions

Active 1h ago
Joined May 9, 2025
UK
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