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28 contributions to Assets For Life Hub
Broker inquiry
Hi everyone, What are the lenders up to now..? In the past week I've received two re-mortgage illustrations from separate brokers for my a) BTL and for b) a SA mortgage, which included 'Lender Arrangement Fees of between 5% & 7% accross quite differing int' rates for the same loan amount; that equates to between £17k and £29k just for the 'Product Fee'!!! - "added to the loan" of course... which really doesn't sweeten the pill any. I'd be keen to hear if anyone else can recommend a broker who is NOT proposing lenders with such crazy fees..?
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The UK is quietly losing its wealth creators and it should worry us all.
Since April 2025, thousands of company directors have left the UK following tax hikes and rule changes. These aren’t profiteers ...they’re the entrepreneurs, investors, and SME leaders who make up the backbone of our economy. When they leave, it’s not just their wealth that goes, it’s jobs, reinvestment, and opportunity. So here’s the question: are short-term tax wins worth the long-term cost of driving talent and capital abroad? 📖 I’ve written a full breakdown with the numbers, context, you can read it here: https://www.sustainomics.co.uk/post/the-great-wealth-flight-why-uk-plc-should-be-deeply-concerned
The UK is quietly losing its wealth creators and it should worry us all.
1 like • Aug 29
@Joe Smith Hi Joe, If I may jump in as haven't seen any comments in reply as yet; your question seems to assume that an 'incentive' for wealth creators to stay - may create a "shortfall" in overall tax revenues & begs suggestion for a solution..? Perhaps I misunderstood your question - but either way, does not the basics of the 'Laffer Curve'' concept demonstrate the varying degrees of lower taxation stimulating economic growth and, ultimately, increasing govt tax take..?
First deal done
Finally completed the deal with the help of a bridging loan. Now the search starts to find the best deal to get a commercial loan to clear the bridge. Hopefully will get help and directions to navigate the tons of paperwork that’s involved. Thanking you all in advance for suggestions.
2 likes • Aug 18
Congratulations on your first significant victory Sarj - good luck with the comm' loan which hopefully will just be a formality..! Onwards & upwards 👆
0 likes • Aug 21
@Sarj Purewal will do Sarj and thank you.
Summer holidays is the time to get the cogs turning 🧠✈️...
It’s Friday and we’re heading into that low-season summer where lots of you will be off on holiday soon (if you're not already!!). And rightly so! We all deserve a break. If you’re heading away this summer, drop below where you’re off to! ✈️ But here’s a little nudge too ... make sure you USE that downtime wisely. Rest is important, but it’s also a great chance to let those cogs turn, spark fresh ideas, and come back recharged and ready to take things up a notch. Before you go... where are you off to?✈️👇
Summer holidays is the time to get the cogs turning 🧠✈️...
0 likes • Aug 8
Hi Mark, Got a Big One coming up next month - to Canada, so desperately keen to R&R and stir-up some of the grey matter for best effect & renewed vigour on my return. Meantime looking fwd to meeting up next week on your CC Bootcamp so the timing's pretty good for topping-up the cerebral bucket in preparation for a lively Q4..! Good weekend to all 👍 BR Andy
MONDAY MINDSET - Version 1 is Better Than Version None
We have all heard this quote before. Now you may have been waiting for that perfect moment — the right time, right strategy, right version of yourself. But let’s be honest... you will continue waiting if YOU don't make the change. The real enemy isn’t laziness — it’s perfectionism wearing productivity’s mask. Tweaking endlessly. Waiting endlessly. That’s positive procrastination — and it's robbing you of momentum. You dream of launching that business, building that brand, sharing your voice, changing your life.And you will. But not by standing still. Every Master was once a disaster. Maybe thats why Nike are so popular - Just DO It! Start. Messy. Small. Imperfect. But start. Like a fly wheel, slow at the beginning until momentum builds. Motion creates clarity. Action creates momentum. Tomorrow never comes and TODAY is better than “one day.” 🚀 Take the leap. Refine as you go. Progress loves speed — not perfection.
MONDAY MINDSET - Version 1 is Better Than Version None
1 like • Aug 6
On Monday I'm going into Mark's CC's B'camp fully loaded with Qs... 'Bit like your NIKE analogy - JFDI...! 😉😁
1 like • Aug 6
@Jonathan Stobbs Hi Jonathan, I haven't tried any analysis software yet - currently doing it on .xls, so will try those you suggest shortly, thank you; and a good tip on the level of info share. 'Building in public' - makes sense & saves loads of time I expect.. I'll get it out there as soon as I can (another site viewing to analyse by the w/end too) & look fwd to further discussions... Best, Andy.
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Andy Miles
3
24points to level up
@andy-m-3851
Hi, Building Surveyor/corp' sales/renewables entrepreneur & single BTL owner. Growing R2RSA portfolio & seek investors for Commercial Conversions.

Active 2h ago
Joined Mar 28, 2025
Surrey
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