Why some accounts get their credit score boosted by up to 200 points in a month while others don’t. Here’s why that happens: 1. Type of account and history• Accounts with errors, negative marks, or outdated info removed can trigger big score jumps.• New accounts in good standing usually move scores slower. 2. Dispute results• If your dispute specialists remove multiple inaccuracies at once, it can cause a big score jump.• Members who don’t have disputes or errors to remove won’t see that boost. 3. Credit utilization changes• Paying down high balances or adding new credit can dramatically improve utilization, which is 30% of your score.• Those already managing utilization well won’t see as big a jump. 4. Mix of accounts• Having a variety of accounts (credit cards, installment loans, retail accounts) and managing them well can trigger faster increases. 5. Timing & scoring model quirks• Some scoring models respond faster to updates.• If multiple positive changes hit at once, scores can jump 100–200 points quickly. Why did your score jump?