🔥 ST. PAUL DUPLEX – CREATIVE FINANCING OPPORTUNITY 📍 380 Larpenteur Ave E, St. Paul, MN 💰 Price: $340K 🏠 Duplex | 2 bed / 1 bath each unit 📐 ~1,800 sqft | Separate utilities --- 💸 CURRENT INCOME: • $3,070/month rents • + Garage + parking upside (~$400+/mo potential) • ~$3,400–$3,500/mo stabilized --- 📊 EXPENSES (approx): • Taxes: ~$7K/year • Insurance: ~$1.4K/year • Water/Trash: Owner paid 👉 Solid in-place cash flow with upside --- 🔥 TERMS (KEY VALUE HERE): • $125K down • Seller financing on remaining balance • 0–3% interest (depending on structure) • 12 months before payments begin • Then small monthly payments • 5–7 year balloon --- 🧠 WHY THIS WORKS: • Low interest debt = strong yield • Deferred payments = time to stabilize / refi • No bank qualification needed • Seller is motivated and flexible --- ⚠️ Seller has other interest — prefers a serious buyer who can execute quickly. --- 📦 BONUS: Additional 4plex available (~$520K) if looking to scale. --- 📲 Direct to seller Serious buyers DM or text: 612-407-4168