Activity
Mon
Wed
Fri
Sun
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
What is this?
Less
More

Memberships

Lifestyle Freedom Business

337 members • Free

Fearless & Funded

73 members • Free

Financial Independence Academy

21 members • $150/m

15 contributions to Fearless & Funded
Update and next steps
UPDATES 1) W2 job? A manager from a company reached out to me a few weeks ago on LinkedIn and asked me to send my CV. I wasn’t crazy about the idea of going back to work for a company, but I did it just to be polite and not burn bridges. My friend asked me what salary they’d need to offer me for me to accept, and I gave him a number, which we both “knew” was not realistic. The interview was on Wednesday, and wouldn’t you know, the planned pay for the role is exactly the number I told my friend. 😳 If I’m extended the offer, I think I should take it. I’d be able to work from home 100% of the time, and I calculate I’d be able to pay off the rest of the debts in one year instead of 3! 🤞 2) Building a team I’ve finally accepted that I can’t keep up with my workload myself. I’m annoyed that I’ve had to turn down so much work over the last several months. So I’ve decided to hire contractors to help me out with taking on the interpreting jobs, translations and language tutoring. I posted the job on LinkedIn and have 18 applicants. NEXT STEPS I plan to build a scheduling calendar with everyone’s availabilities, and I’ll keep a small percentage of the pay for each job. I guess I’m going to have an agency! The last interpreting job I went on was for an agency. I asked the owner off the record how much he charged the client. He earned $25/hr for every hour I interpreted. Food for thought. So this week, my plan is to interview interpreters, build the language service page and add it to my site, and set up that calendar. I have been getting so many jobs without even marketing, I was afraid to add it to my site because I turn down more work than I can take on. Having contractors will allow me to stop turning down all this work! I’d rather earn a little here and there than to just keep saying, “sorry, I won’t be available that day”. It will feel so much better to say, “Yes, Ms Adriana is available that day and she is an experienced, certified federal court interpreter” or something like that. 😊
0 likes • 24d
@Adriana Garcia-Brown Thanks, but they did not end up hiring me. But it’s ok. I believe I’ll have my debt paid off by October 2027! I’m so excited. I’ve been working on this since June 2022. I felt like I’d never be able to pay it all off—but I will!
1 like • 14d
@Nicole C. The strange thing is that the job is still posted online. Recruiters and my former coworkers and acquaintances keep telling me I should apply because I would be perfect for the job. 🤷‍♀️ I choose to believe things happen for a reason, and perhaps I would not have been happy there. I am currently earning much less than that role would pay, but I am pretty happy with my current situation of being self-employed. I know with time I will be able to increase my income. I already have—my income has increased a bit every year since 2023. So the trend is right!
1 month ahead 🎉
This may not sound like much of a win, but for me this is an exciting day. I could now take off 1 month of work and still pay all the bills and expenses. For years, every time I had between $2000-$3000, emergencies would happen, and I’d have to spend it and start over. This year, emergencies still came up—medical procedures, surgery, and body work done on two cars twice (due to broken tree branches falling). Yet somehow I now have over $5000 saved. I wanted to save more, and was feeling frustrated that all the unexpected things came up…but I thought I’d take this moment to celebrate my progress. Better to feel happy for what I’ve done than sad about what I haven’t!
Free year of Perplexity Pro!
For those of you who want to try something besides the paid version of ChatGPT, this link provides a year-long trial of Perplexity Pro. https://www.perplexity.ai/join/p/paypal-subscription I signed up for mine and am curious to see how it compares!
Next Smart Start Investing Round
When will Smart Start Investing begin again? My friend is really interested in joining. I shared the affiliate link with her, but it is for the master class from August 14.
Financing new AC unit for rental house
Hello everybody. I need to buy a new AC unit for my rental property in Louisiana. What are some good options for financing this? I don’t have a large profit margin between mortgage and what the renters pay. I am looking at installment loans on Acorn, QuickBooks and home equity loans. Does anyone have experience with this? If so, what worked for you?
1 like • Aug '25
Well I didn’t have much time to make a decision. I got an installment loan with low-ish monthly payments. I don’t have a huge margin between what the renters are paying and the mortgage. 😬
2 likes • Aug '25
The thing is, I can’t pay extra because the profit margin is low. We just renewed the lease a few weeks ago! So I will need to wait another year before I can increase it again. All transactions related to the house are done in the house account. I don’t mix my personal finances with the house expenses.
1-10 of 15
Krystina Amos
3
25points to level up
@krystina-amos-2160
Self-employed single mom on a journey to reach her FI number.

Active 4h ago
Joined Jun 15, 2025
The Woodlands, TX
Powered by