Do we have a preferred AI source ? I am getting confused.

I emailed this to you Paul, but I thought it could be helpful for all in here. Had a quick question for you on the Echo v. The Stack. I know the basic difference is the echo the proceeds come directly from the seller and the stack the money is brought in. I have two questions: 1. What is the key determining factor in why would an investor use the Echo instead of the Stack and vice versa? 2. Specifically on the stack I have the following scenario: A. Client has a home worth $220,000, which is also the purchase price. B. He owes $178,000 C. Lender is only willing to lend the client $125,000, BUT the lender is open to 100 CLTV. Question: In this scenario, is it "possible" to run the stack play if the seller holds a $95,000 note (the difference between the purchase price and loan amount, plus closing costs), on this particular scenario? Please advise on this.

Not sure what to call this. (maybe this is not the right place ?) Was talking with a guy in foreclosure SC. He has about $100k in equity. Wants to stay in home. He actually has a buyer $350k if we are not able to help. He has a sister that lives with him. She owns a business and would like to help. Do we have a lender that can help here? my thought.... sell to sister with a DSCR for 70% of $350k ($245k) pay off the lender ? Any thoughts ideas?

Wondering if we have lenders that lend out of US?

https://youtube.com/@affinityfunding?si=-6aRYJ5RQSaYREqi I will try to document my weekly progress over there.