Good morning everyone. I have been pretty quiet in this group for the past month or so. Not the way I was hoping to start 2026, but I am back. I was out of town for the first week and a half of January and when I got back I fell ill. My Dr thinks it might have been a reaction to some new medication I was taking. Anyways, the important thing is I am back, feeling much better and ready to keep moiving forward. Lets do this!!!👍💪

Let's talk about what's bee updated, what we are working on and most importantly, questions we have.

Hi all, I have someone who is needing 74k for closing costs by next week. He reached out to me. I am still learning here, but not sure how to handle this one. I assume this is more PML? He wants to wait 2 months or so after close and refy to pay it back. Thanks everyone

I have this request yesterday.....it seems that it is more of a PML than EMD, please comment. Thanks! - Funding Amount: $100,000 - Purpose: Purchase and renovations - Term: 45 days - Location: Oak Cliff, Dallas, TX

Large multi family 25 milliin. With seller financing they want 50% down and a DSCR wants 20% down. Which in $ it's 12.5M for 50% down and 4.8M with the DSCR loan. Curious how to offer ideas or options to him? They wanted 33M for the purchase price. Got them down to 25M, no balloon, 3-4% interest. I said they're crazy for asking 50% down to do seller financing. They having 100M+ in real estate. They're getting rid of it because the guys dad wants out to fully retire. Thanks everyone. I want to post here incase it's helpful for everyone.