The One Thing If you read no other book this year make it this one!

I picture a community where people can check-in over morning coffee to see the latest posts of how everyone is working towards their Healthy Wealthy retirement. The more everyone interacts with each other, the more successful the Club becomes. For us, we are seeking out different places to invest some equity we have built up in one of our rental properties. We really like the idea of investing in a tropical climate because it is so friggin cold here in NJ this winter! Let me know below why you are here!

Am I missing anything here? Let's say you own 3 properties, each having $300k of equity and each having an existing mortgage that requires 2k each per month debt service. All you want to do is Always Lower your Monthly Expenses and get your hands on the $900k Tax Deferred or Tax Free. You could cash out refinance (through conventional financing or a *DSCR commercial loan) which would be a non taxable event. But you would be required to service the new mortgage with the new monthly payment/s. You could sell the 3 properties and utilize the benefit of a 1031 exchange, acquire some other property or properties. If the purchase price of the new property is at $900k you would not have debt to service which would significantly lower your monthly expenses and you would have a fresh property to depreciate. *Debt Service Coverage Ratio

Nabers offers a subscription service called "Solo 401k Core" Subscription. I’m unsure about the cost after the trial period, what the subscription includes, and whether it is worth the money. Is anyone familiar with this service or similar offerings from other solo 401k providers? Thank you!