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Sarmaaya Skool
1.1k members ā¢ Free
12 contributions to Sarmaaya Skool
23h ā¢Ā
HUBC
AOA everyone. Please give some suggestions about HUBC whether to hold or sell due to current loss due to BYD launch.
0 likes ā¢ 2h
It's a good Dividend paying company. If you are a long term investor, then holding it will be a better option
13h ā¢Ā
Guidance Needed
Assalamualaikum! I am a student and I want to become financially stable so I can support my family. My family is not financially strong, so I am trying to explore halal ways of earning and investing online. I have been researching some options, but I am still confused. I need proper guidance from experienced people. š Is Spot Trading (like Binance spot trading) halal or haram? š Is Stock Market investment halal in Islam? š What about Mutual Funds ā are they Shariah compliant and safe? š If there is any fully halal option, please explain in simple words. Right now, I also do not have an ID card yet, so I am limited in some options. But I really want to learn and move in the right direction. Please share your honest advice and experience so I can avoid mistakes and choose the correct path. JazakAllah Khair š
0 likes ā¢ 2h
1. PSX has halal companies in KMI index in which you can invest through brokers who have minimal fee 2. There are few sharia compliant mutual funds e.g, Al Meezan Investment. If you are new then investing through mutual funds is a better option however it comes with a larger fees as compared to direct investment in PSX. 3. If you are not having ID card and under 18, your guardian can open a minor account
13h ā¢Ā
Use of AI Tools in Stocks Analysis
It seems that we lack the use of AI Tools like ChatGPT, Claude or Notebook LLM when it comes the analysis of stocks in PSX. Having consumed a lot of content on it i am sure that if we can work in that direction it can help us a lot in terms of investment with the help of AI. Even if we dont rely on it 100% but still it can help us a lot in our research of good stocks and companies. I hope we see more work on this in coming future
0 likes ā¢ 2h
Using AI for selection of stocks primarily depends upon your understanding of that company based upon which you can give right prompt to AI.
1d ā¢Ā
Cement sector analysis.
Dear All, I recently completed an analysis of the cement sector and have attached my working for your review. Companies highlighted in green indicate attractive upside potential for investment. Based on my assessment, I have selected Kohat Cement as a preferred investment option. I would appreciate your feedback, and I am happy to address any questions. Thanks.
0 likes ā¢ 2h
I guess LUCK needs to be viewed in totality as its a conglomerate not only a cement giant
1d ā¢Ā
Emergency Fund
Where do you park your emergency fund? I have a Meezan savings account, but it costs 2,000 yearly in card and SMS fees.
0 likes ā¢ 14h
@Usama Farooq You can withdraw from pension funds but you will have to return the rebated tax
1 like ā¢ 14h
You can invest in different assets classes like money market funds, income funds and equity funds through mutual funds or direct investment in PSX but decision is yours depending upon your age, investment horizon, purpose if investment and risk horizon
1-10 of 12
@ahsan-awan-5584
I started my PSX journey last yr. Being an engineer, I want to make informed decisions based upon analysis of stocks which urged me to join skool
Active 20m ago
Joined May 1, 2026
Rawalpindi
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