If you’re new here — welcome.If you’ve been lending for a while — you’re in the right place. This community is built around one core principle: Protecting capital comes first. Always. Everything we talk about here is real-estate based: - Fix & flip lending - Buy & hold / refinance exits (DSCR & BRRRR) - Creative deals (subject-to, second liens, rehab funding) Some members here are: - Brand new (never lent a dollar) - Existing lenders - Experienced but wanting to understand risk more deeply All are welcome. 👉 You do NOT need to know the terminology yet. 👉 There are no dumb questions here. Start by answering ONE of these below: 1️⃣ Have you ever lent money before? (Yes / No) 2️⃣ What sounds riskiest to you right now — first lien, second lien, or subject-to? 3️⃣ What’s one lending term you hear a lot but don’t fully understand? Drop your answer below 👇This is a conversation-based community — not a lecture hall.

Understanding private money lending starts with speaking the same language. This vocabulary list breaks down the most important terms you’ll see when evaluating deals, reviewing paperwork, and talking with borrowers — explained in plain English, not legal jargon. Inside this vocabulary list you’ll learn: • Core private money lending terms • Deal math terminology (LTV, ARV, per diem, etc.) • Paperwork language every lender must understand• Rehab & draw-related terms • Exit and payoff terminology 📌 Why this matters:Many lenders get confused or misled simply because they don’t fully understand the terminology being used. Clarity = confidence, and confidence leads to better lending decisions. 👉 Action Step:Review the vocabulary list before moving on to deal breakdowns. Bookmark it and come back to it often — this is a reference you’ll use repeatedly. This is a foundational resource inside Skool and will make every future lesson easier to understand.

Let’s go through this from the number standpoint to show LTV, room for Rehab, would this be considered a safe loan?

In this Q&A, we go over the details of what’s the numbers that need to be hit in order to protect the principal loan

Please take a second to introduce yourself to the community and whats a starting question for you ?