Dive into The Science of Velocity Banking and unlock the secrets behind smart debt payoff! Explore the core science, essential formulas, and hands on implementation in an interactive way. Learn the key characteristics, discover which banks work best, practice talking with lenders, and master the must- sk HELOC questions. Each short, focused lesson is designed for action, try exercises, track your progress, and get ready to confidently apply what you learn while having fun along the way!

The Principle of the Principal explains the core concept that drives velocity banking. You will learn why principal is the host and interest is the parasite, and how reducing principal first causes interest to shrink automatically. This lesson shows why targeting principal is the key lever for accelerating payoff on mortgages, student loans, and other debts, and how this shift gives you control over how interest accumulates over time.

Cash Flow Index Model introduces the Cash Flow Index and shows you how to apply it to your own loans and lines of credit. You will learn how to calculate the CFI, compare debts, and identify which balances restrict cash flow the most. This lesson helps you prioritize payoff decisions, free up cash flow faster, and apply velocity banking with clear data driven direction instead of guesswork.

This workbook will show you how to use Velocity Banking. You will learn how to use a credit line as your main tool to pay off debt faster. A credit line can be a HELOC or a credit card.

In this course, you will learn about the velocity term. This is a key number that shows how fast you can pay off debt.