One thing I want UGC Money to focus on is opportunities that don't require you to spend money before you can make money. You shouldn't need a $100/month AI stack, expensive camera, paid course or huge social-media following just to get started. Here are a few $0 starting points: 📱 Use the phone you already have A lot of UGC is supposed to look natural, not like a TV commercial. Good lighting from a window, a clean background and a phone can be enough to create samples. 🏠 Create samples with things you already own Coffee maker. Shoes. Skin-care product. App. Game. Restaurant. Website. You don't need a brand deal before you can show what you're capable of. 🎮 Gaming & app UGC Screen recordings, gameplay, reactions, tutorials, demos and app walkthroughs can sometimes be created without buying physical products at all. 👻 Faceless UGC Not every opportunity requires your face. Screen recordings, hands-only videos, voiceovers, product demonstrations, tutorials and other formats can all be worth exploring. 💼 Apply to free creator platforms We'll continue posting platforms and fresh paid opportunities here so you don't have to hunt all over the internet for them. 🤝 Referral & affiliate opportunities Some platforms and products pay commissions or referral bonuses. We'll also share legitimate programs that don't require an upfront investment. 🧰 Use free tools first Before paying for AI or editing subscriptions, squeeze everything you can out of free versions and tools you already have. The goal isn't to spend money learning how to make money. It's to get your first dollars coming in, then decide what is actually worth investing in. 👇 If you had to start with $0 today, what do you already have available? Phone? Laptop? Gaming PC? Editing skills? A social account? A specific hobby or niche? Drop it below. Someone here may know a way to turn it into an opportunity.