I had the pleasure of being part of this podcast with our partners at New Best Credit Mortgage Broker on their show, "DIVING DEEP INTO DUBAI REAL ESTATE AND MORTGAGES". At Couture Private Estates and Property Digest Dubai, we pride ourselves on offering the same level of white-glove services as private banking, specialized for real estate investment. This conversation delves into the strategic financial concepts and robust market regulation that define successful investment in Dubai's dynamic property sector. Key Discussion Points for the Savvy Investor During the comprehensive discussion on The NBC Mortgage Show, Marius Bogdan provided expert consultancy, primarily aimed at investors and high-net-worth individuals (VIPs) globally, covering critical topics to maximize profits and ensure secure wealth management: 1. Maximizing Financial Leverage and Profitability • Return on Equity (ROE): We emphasized the crucial distinction between Return on Investment (ROI) and Return on Equity (ROE). ROE calculates profitability based on the capital actually spent, which is key when leveraging proper payment plans. We shared a case study where Couture Private Estates achieved a 700% Return on Equity for a customer in just 12 months through strategic off-plan investment. • Off-Plan Focus: Our primary focus is on off-plan projects, as this area offers the highest leverage potential for our customers. • Payment Plan Structures: We broke down flexible payment plan structures common in the UAE market (e.g., 50/50, 80/20). We also highlighted the advantage of post-handover payment plans, which allow investors to receive keys, rent the property, or live in it while still paying installments over several years. • Mortgage Flexibility: For residents (with Emirates ID/income), mortgages can cover up to 80% of the property value. Non-residents can access financing up to 60-65%. Mortgages can be applied for on the primary market once a developer reaches 50% construction and the buyer has paid 50% of the installments.

At Couture Private Estates, we believe Dubai doesn’t need more “sales agents.” It needs Property Couturiers™, elite consultants who combine knowledge, service, and innovation to protect and grow investor wealth. That’s why we’ve built this flagship training: "Become a Top Consultant, Not Just a Broker" This is the most comprehensive real estate training in the region, designed to transform agents into trusted advisors. It’s also your window, as investors, into the standards we uphold. What’s Included in the Training Our consultants are not only trained in sales, but in every discipline that matters for your success: - Ethics & Ultra-High Service → operating with transparency in a market full of noise - Luxury Sales Psychology → consultative selling that builds trust, not pressure - AI & Automation → smart CRM systems, lead scoring, and custom GPTs for closing precision - Property Digest Mastery → investor-facing platform for transparent search, lead ownership & referrals - RERA & Compliance → rules, fines, Trakheesi, and ad regulations - Investor Education Tools → Customer Journey, Smart Investor Quiz, eBooks, ROI case studies - Old vs New Property ROI Models → teaching long-term wealth strategies, not short-term tricks - Objection Handling & Sales Mastery → NEPQ frameworks, scripts, and roleplay mastery - Marketing & Authority Building → content creation, WhatsApp, video, email, and branding templates - Brokerage Operations → from CRM to accounting, recruitment, licensing, and agency scaling Why This Is Important - For investors → it means you’re working with a consultant who is trained far beyond the industry standard, equipped to guide your wealth journey safely. - For consultants → it’s your path to standing out, commanding respect, and building a long-term career as a trusted consultant, not a commodity broker. The Couture Difference Where most agencies give a script, we give a system. Where most train for transactions, we train for relationships.