This text exchange had me going for a bit. They definitely read my profile and responded with my specifics. But as soon as they wanted to take the conversation to What's App - I was done. I cracked up with their response to why? when I asked them to stop. I do wonder as AI gets more involved with everything - including scamming people - if this type of spam is AI generated, or assisted with AI.

I almost fell for this scam and know a family member who did. It always starts the same way. An unexpected email. A serious tone. A name I barely recognize—but it shares my last name. According to the message, a long-lost relative has passed away overseas and left me a fortune. A million dollars. Sometimes more. All I have to do is reply quickly, keep it confidential, and help with a small administrative payment—a fee to clear foreign officials, release funds, or “unlock” an account. I’ve seen the variations.The Nigerian 411 emails.The fake inheritance notices.The prepaid money card requests.The urgent phone numbers that push you to act now or lose everything. At first glance, it almost sounds official. Legal language. Seals. Names of banks and government offices. But the moment you slow down, the cracks show. Pressure. Secrecy. Requests for upfront money. Sometimes even encouragement to travel overseas “to complete the process.” What many people don’t realize is that the scam doesn’t always stop at money. In extreme cases, victims who travel have been robbed, kidnapped, or worse—chasing a promise that was never real. After a few close run-ins, I learned the pattern:If someone you’ve never met suddenly owes you millions—but needs your money first—it’s not a blessing. It’s bait. Now when those messages land in my inbox, I don’t feel lucky.I feel warned. And I hope others learn the truth before curiosity, desperation, or hope costs them far more than they can afford. If you or you know someone who has infortunalely fallen for this scam, forward suspicious emails to spam@uce.gov, file a complaint with the FTC (ReportFraud.ftc.gov), the FBI's IC3 (ic3.gov) for internet crimes, and the U.S. Secret Service if you've lost money or received letters, and contact your bank if you sent funds. You should also report it to your state's Attorney General or Consumer Affairs office. Your friendly neighborhood scambuster.

My friend text me this text she got on her phone - it is from a company called Plaid. She had no idea what it was - so I did a little research and found out that it is a service that connects your financial accounts to — and shares their information with — an app, website or service. She freaked out and said she does non of her banking on her phone what so ever and deleted. Does anyone else see other potential issues with this?

Oh I would definitely be in if this is legit. Should I found out?

It is just probably this time of year - but my hunch is that there are more data leaks of phone records that are selling like hotcakes on the black market. There are all work scams - Im sure will cost me something to engage in "employment." Each cell carrier gives tips on how to stop the spam text and calls. Who remembers the stop spam calls reporting system that would require marketers to stop using your number? But do people with criminal intent abide by theses rules?