Topic: February Shark Morning Calls Time: This is a recurring meeting Meet anytime Join Zoom Meeting https://us06web.zoom.us/j/89135223523?pwd=OHVA3MxWRLK3t9C4SEUWsnuA0KCv0i.1 Meeting ID: 891 3522 3523 Passcode: 156791 --- One tap mobile +16469313860,,89135223523#,,,,*156791# US +13017158592,,89135223523#,,,,*156791# US (Washington DC) --- Join by SIP • 89135223523@zoomcrc.com Join instructions https://us06web.zoom.us/meetings/89135223523/invitations?signature=6dp2pXtIw7LkTPFwA2fy3HajH8hzrYbc2IWQ8LBfpJw

FREE GAME How Costco returns work with Mastercard: • Costco accepts Mastercard for purchases. • Costco does NOT process refunds back to Mastercard. • When you return an item bought with a Mastercard, Costco issues the refund to: • Cash, or • A Visa debit card, or • Costco shop card, depending on store policy and manager mood. So in practice: • You buy something with a Mastercard credit card. • You return the item. • Costco asks how you want the refund. • You give them a Visa debit card. • The refund goes to your bank account, not back to the credit card.