Structure matters more than flexing a low rate

Your loan should set up your future, not drain your present.

Ask yourself:

• Does this payment give me room to breathe AND move again later?

• Am I keeping enough cash to play offense?

• Is this debt helping me build leverage or just look good on paper?

Bad structure = feeling stuck, no options, house-rich but cash-poor

Smart structure = flexibility, future plans wide open, equity working for you

Think ahead:

It’s not about “can I get approved?”

It’s → does this decision build my next move and set me up for both my now AND my future plans.

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