As a broker I’ve received more “deals” than I can count in the last 6 mos that were either 1) not fundable or 2) barely fundable with outrageous lender fees and terms. Why? Because the borrower didn’t either 1) have the credit or experience for decent rates and terms or 2) papered a deal with no spread or thin margin that would sink them if a small issue arose.
If you are reviewing deals and struggle to get funding, please reach out and I’ll review your underwriting BEFORE you paper the deal. I have several tools including loan scenario.ai that I use but my end product comes from a billionaire lens. Do I charge? Yes. A small fee to review your work (we can discuss). If you use me to acquire funding and you receive funding from my work, a percentage of the funding amount paid at closing.
See attached for an overview of what I offer.