“Here’s one guardrail I’ll add to protect my legacy.”

Because I started a little later in life with setting up financial trusts and protection plans for my children, I’ve had to be very intentional about how I structure things. Four of my children are now adults, and two are still adolescents each at a different stage of understanding money, discipline, and responsibility.

To make sure everyone grows with both wisdom and reward, I’ve set “accomplishment guardrails.” These guardrails are designed to teach accountability while celebrating progress. Any achievement such as earning a certification, degree, or professional license becomes a milestone that unlocks access to certain trust benefits, assets, or opportunities.

This structure allows them to see that financial growth and independence are not handed over; they are earned through effort, consistency, and purpose.

It’s my way of ensuring that the legacy I’m building doesn’t just transfer money it transfers values, discipline, and direction.

“To whom much is given, much is required.” – Luke 12:48

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