Welcome to the General feed. This is where we share, test ideas, and learn together. To kick things off, I’d love to hear from you. Money means something different to everyone — sometimes it’s a story, sometimes it’s a theory, sometimes it’s just a big question you’ve never had answered. There’s no right or wrong way to join in. In the comments, share one of the following: - A quick story about your money journey so far - A money theory you’ve picked up (true or not — we’ll test it) - A big question you’ve always wanted to ask - Or just a concept you’d like the community to explore Think of this as the first page in The Money Lab’s notebook — a place to collect experiments, insights, and experiences. I’ll be reading and responding, and I encourage you to do the same for others. The more voices we have here, the stronger this community becomes. So, what’s your money story, theory, or question?

When I think back on my own journey with money, I realize it hasn’t been a straight line. I’ve seen the good, the bad, and the complicated. I’ve made smart decisions, and I’ve made mistakes I’ll never repeat. Those lessons—both wins and losses—are what shaped my belief that money isn’t just about numbers. It’s about systems, discipline, and mindset. My name is Will Kramer. I hold an MBA in Finance, along with a B.S. in Economics and Mathematics. Over the past decade years, I’ve worked in wealth management, financial advising, investment analysis, and client service leadership. Earlier in my career, I was a financial advisor, holding FINRA licenses and insurance credentials, working with individuals, families, and business owners ranging from the "just getting started phase" to the "ultra-high net worth" to craft financial plans that truly mattered. Across every role, I noticed the same pattern: people didn’t fail with money because they lacked ambition. They struggled because they didn’t have a framework—a blueprint—for managing, building, and protecting wealth. That realization is why The Money Lab exists. The vision here is simple: a world where individuals and families feel confident, capable, and in control of their financial decisions. Our mission is to teach a step-by-step financial operating system—from mindset to legacy—so you can build wealth that lasts. We’re guided by five values: 1. Clarity over complexity—financial concepts should be made simple, never overwhelming. 2. Integrity and humility—I share what I practice, and I own my mistakes. 3. Community and collaboration—learning is richer when we do it together. 4. Long-term orientation—real wealth is built over decades, not overnight. 5. Balanced perspectives—there is rarely only one path forward. Community Guidelines: - This is an educational community. No member (including Will) is providing personalized investment advice. - Do not share specific stock picks, crypto recommendations, or "get rich quick" schemes. - All investment decisions are your own responsibility. - Discussions should focus on frameworks, strategies, and learning - not specific trade recommendations.