How to Use This Community
The Circle works when everyone understands how this room is meant to be used.
This is not a feed to scroll.
It’s not a place to posture.
And it’s not built for spectators.
It’s a working network designed to help you think like a lender, structure better deals, and operate with discipline.
Here’s how to get the most out of it.
1. Start With the Classroom
If you’re new, don’t skip the fundamentals.
The classroom content is there to give everyone a shared language:
  • How lenders evaluate risk
  • How deals actually get approved
  • What moves files forward—and what kills them
This isn’t theory. It’s context so the conversations inside the community stay sharp and useful.
2. Use the Community for Real Questions
Post when you’re:
  • Stuck on structure
  • Unsure why a deal won’t clear
  • Trying to understand capital stack decisions
  • Pressure‑testing assumptions
Be specific.
Give context.
Ask the question you actually need answered.
Vague posts get vague answers.
3. Deal Talk > Hypotheticals
This community is at its best when discussions are grounded in real deals.
If you’re sharing a scenario:
  • Include numbers when you can
  • Explain the borrower, asset, and exit
  • Be honest about what you don’t know
You’ll get better feedback—and you’ll earn credibility fast.
4. Contribute When You Can
You don’t need to be the expert to add value.
If you’ve:
  • Seen a structure work (or fail)
  • Navigated a lender relationship
  • Learned a lesson the hard way
Share it.
The Circle compounds because members help each other shorten the learning curve.
5. Respect the Bar
This is a professional room.
That means:
  • No spam
  • No pitching without permission
  • No shortcuts, hype, or “guaranteed” claims
  • No disrespect—for people, capital, or the craft
If something doesn’t belong in a lender’s credit committee, it doesn’t belong here.
6. Pay Attention to Progression
The Circle is designed as a path, not a destination.
Some of you are here to learn.
Some of you are here to originate.
Some of you will earn certification and deeper access.
Wherever you are—that’s fine.
Just be honest about it and do the work at that level.
Final Thought
You’ll get out of this community exactly what you put into it.
Show up prepared.
Engage with intent.
Operate with integrity.
If you do, The Circle becomes more than content—it becomes leverage.
Let’s keep the room strong.
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1 comment
Tim Herriage
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How to Use This Community
The Circle
skool.com/the-circle
A private network for serious private lending operators to learn how capital really works, structure better deals, and earn trust through execution.
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