6d • 💎Whitney Gems
5 Places You Can Get a Vehicle Using Your EIN (Business Credit)
If you want to buy or lease a vehicle under your business name, these companies are known for offering business auto financing that may allow approval using your EIN instead of your personal credit, depending on your business history.
1. Crest Capital
Offers business-use vehicle financing for trucks, vans, and specialty vehicles. Great for established businesses.
2. Bank of America – Business Advantage Auto Loan
Provides business auto loans for companies needing vehicles under their business name.
3. Navitas Credit Corp
Finances commercial and specialty vehicles under business credit.
4. Commercial Fleet Financing (CFF)
Known for fleet and commercial vehicle loans, commonly used by trucking, logistics, and service-based businesses.
5. Ally Commercial Finance
Offers business auto financing and leasing. EIN-only approvals are possible for well-established companies.
Important Notes:
- EIN-only approval is not guaranteed, lenders look at your business credit, revenue, and financial history.
- Some lenders may still require a personal guarantee unless your business is strong on its own.
- Documentation matters: clean financials, business bank statements, and proof of business use strengthen your approval chances.
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5 Places You Can Get a Vehicle Using Your EIN (Business Credit)
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