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How You Finish This Year Will Define the Next
Most people start to coast this time of year. They tell themselves they’ll get serious again in January, that they’ve earned the break. But the truth is, how you finish this year determines how you start the next. Momentum doesn’t magically appear on January 1st. It’s built right now, in the moments when no one’s watching and everyone else is slowing down. The way you show up in these final weeks says everything about the kind of year you’re creating ahead. Because anyone can start strong, but few have the grit to finish stronger. So while others are taking their foot off the gas, you double down. You sharpen your focus. You look for leverage, the tools, systems, and strategies that multiply your results without multiplying your effort. Because winning isn’t about working harder anymore. It’s about finding your unfair advantage. So let me ask you this: What’s the one thing you can commit to finishing in these final weeks that will set you up for a powerful new year?
⚡ Finance Quick Win
Tool: Albert Why This Tool: Albert uses AI to automatically analyze your income and spending patterns, then moves small amounts to savings, tracks your budget, negotiates bills, and provides instant cash advances up to $250, all without requiring you to manually manage your finances. Best For: People who struggle to save consistently, busy professionals who don't have time for manual budgeting, anyone needing occasional emergency cash advances, individuals wanting automated financial management without complexity Cost: Free basic features, Genius subscription $14.99-$39.99/month (30-day free trial) Website: https://albert.com Quick Win Prompt: "Download the Albert app, connect your primary bank account, and let Albert's Smart Savings feature analyze your spending patterns for one week. Check back to see how much Albert automatically saved for you without you having to think about it, then review the automated budget it created based on your actual spending habits." Other Things Albert Can Do: - Bill Negotiation & Subscription Detection: Automatically identifies recurring bills and subscriptions you might not need, then negotiates on your behalf to lower costs like cable, internet, and phone bills with no charge unless they save you money - Instant Cash Advances: Access up to $250 from your next paycheck instantly with no credit check, interest, or late fees, Albert automatically repays itself when you get paid - High-Yield Savings Account: Earn competitive APY (over 9x the national average) on automated savings with FDIC insurance up to $250,000 and unlimited withdrawals anytime - AI Financial Assistant (Genius): Get 24/7 access to real financial experts via text who answer questions about budgeting, credit, investing, and major purchases with personalized advice
⚡ Finance Quick Win
What is this?
Obviously I did not read something. So can someone explain what this is? Thanks!
3 ChatGPT Prompts That Feel Like Cheat Codes for Millionaires
Within the SAME chatgpt/claude/deepseek conversation, run these prompts in this exact order: Prompt #1: Based on everything you know about me, what is the fastest way for me to make <INCOME GOAL>? Limit to 1 offer and 1 channel. Prompt #2: Who is the #1 person I should learn from to succeed? Prompt #3: Pretend you are that person. Create a simple 90-day action plan that needs <$1,000 upfront and has a 95% chance of success. List the top 3 risks.
3 ChatGPT Prompts That Feel Like Cheat Codes for Millionaires
🥦 CONGRATS TO 14,173,890 MEALS 🍎
We just had the privilege of letting our partners over at Feeding America know that we will have another 2,000,000 meals ready to send their way in November. We just donated 1,400,000 meals in October and they just informed us that in the last few years we are now at 14,173,890 MILLION MEALS DONATED! It wouldn't be possible without all of you! 😃
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The AI Advantage
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