28d • Credit Literacy 💳
Your Credit Score Is a Behavior Score
Most people think credit is about money.
It’s not.
It’s about behavior.
Your score goes up when you:
- Pay on time.
- Keep balances low.
- Don’t open accounts emotionally.
- Stay consistent.
Your score drops when you:
- React emotionally.
- Overspend.
- Miss payments.
- Close accounts randomly.
Credit isn’t complicated.
It’s predictable.
If you’re struggling with your score, what do you think is the main reason?
Let’s talk about it below.
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Your Credit Score Is a Behavior Score
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