Terms Over Cash
Private
51 members
Free
The bank's way: 25 percent down, two years of tax returns, an appraisal, a committee, and a month to hear no. Then back to saving while prices climb faster than you can. That system is built for people who already have money.
I did it the bank's way for three years. It got me 8 units.
Then I cut the bank out. I asked sellers to take monthly payments instead of a check, and on 39 of my 43 buildings the seller said yes. 20 months later: 122 units, $6.08M of real estate, $128,750 of outside cash in, ever. 25 closed with nothing down. One paid me $1,221 at closing. I retired from my W2 at 29.
No lender. No committee. No junk fees. No asking permission.
This group is the paper trail: all 43 closing statements, redacted and published, plus the letters and scripts that got sellers to say yes.
FREE when you join: the 107 page Deal Vault, the Start Here course, and my daily posts.
If the bank keeps telling you to come back with more money, join and read the Deal Vault. It costs nothing.
skool.com/terms-over-cash
Skip the bank. Buy the building anyway. 122 units bought by paying the sellers monthly instead of a loan. Every closing statement published.
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