Teen Money Academy is for teens who want to get better at saving, spending, and building money confidence in real life, with a setup that also feels safe and understandable for parents. In Month 1, students learn the core habits first: how to set a savings goal, log deposits, track spending, understand where money goes each week, and use privacy-safe sharing without exposing personal balances. After joining, students should read the welcome post, open the tracker, create their account, save their recovery code immediately, and complete the first weekly action so they start with momentum instead of confusion.