7d • General discussion
Verify before you trust any list
A surplus list is a lead source, not a source of truth. Counties publish on their own schedule, and the day after publication a list starts going stale.
Three checks before you invest real time in any entry:
- Check the list's own date. Not the day you downloaded it — the day the county generated it. Funds get claimed, escheated to the state, or consumed by junior liens while the PDF sits online unchanged.
- Check the case file. The docket tells you whether a claim was already filed, whether an attorney has appeared, and whether the amount changed. The list is a snapshot; the docket is live.
- Check the person. The name on the list is the owner as of the foreclosure — sometimes years ago. People move, marry, and pass away. If the owner is deceased, the claim belongs to the estate and the work changes completely.
We run these three checks on every file before it counts as real inventory. Foundations 2 in the classroom walks a live file through the whole sequence.
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Verify before you trust any list
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