Since March 2nd, rates have moved over 200 BPS ➡️ That’s roughly a 0.65%–0.75% increase in rates in just this month Here is a short video (under 8 min) that breaks this down technically—watch it if you can, you’ll get a lot out of it 🎯 https://youtu.be/59Flo5VCjLc 🧠 WHAT’S REALLY DRIVING THIS 👉 Oil dictates inflation 👉 When oil rises → global inflation rises 👉 Cost of everything goes up And the worst 9-letter word in mortgages… 👉 INFLATION That is the #1 driver of interest rates—always has been. ⸻ ⚠️ WHAT THIS MEANS RIGHT NOW This WILL put pressure on buyers. You need to educate—not scare—your clients. This is a season, not forever. ➡️ This too shall pass. ⸻ 🏡 HOW TO POSITION THIS WITH CLIENTS 👉 BUYERS: This is where opportunity is created 💰 Fear pulls buyers out of the market → ➡️ Less competition ➡️ More negotiating power ➡️ Ability to make aggressive offers This could be a VERY opportunistic window to secure a deal. ⸻ 👉 SELLERS: Stay patient ⏳ Do NOT get emotional or fearful. This is temporary. When the market shifts back → it will be GAME ON again 🔥 ⸻ 🔮 WHAT’S COMING 📅 May 15th → New Fed Chair 📉 Rates begin to ease 🌍 We likely move out of current global conflict pressures 🛢️ Oil prices come down → inflation cools ➡️ This is a cycle, not a permanent environment. ⸻ 💡 MASSIVE VALUE ADD FOR YOUR CLIENTS If you send us a client for a purchase… 👉 We will refinance them later for FREE 💥 No cost. No hesitation. This removes the fear of “locking in at the wrong time.” ⸻ 🎯 BOTTOM LINE Educate your buyers → don’t let them sit on the sidelines. Position this as opportunity, not risk. Less competition + future refinance = ➡️ Win now, adjust later

The reason you’re not selling is you haven’t been doing the right things for long enough. Period. You need 5 to stay alive. 5 renewable sources of prospecting with a game plan behind each of them. Example: 1-open house 2-FSBOs 3- expired listings 4- sphere 5- live events. There are many methods and these are not in order of best to worst. The plan that works is the one that you work.