A new month is a fresh opportunity to pause, reset, and be intentional about where we’re putting our time, energy, and attention. Sometimes, growth doesn’t come from making one massive decision. It comes from the small habits we repeat consistently, the conversations we have, the knowledge we pursue, the risks we’re willing to take, and the way we manage what we already have. So as we step into September, I’m curious: What is one habit you want to intentionally cultivate this month that could create more growth in your life and finances? - Maybe it’s learning something new every day. - Maybe it’s being more disciplined with your money. - Maybe it’s making one meaningful connection each week. Or perhaps it’s finally taking action on an idea you’ve been sitting on. For me, I think the biggest shift is moving from simply thinking about growth to creating habits that make growth inevitable over time. New month. New opportunities. New lessons. Welcome to September, what habit are you taking with you into this month? 🌱

Hi all! It is great to have so many new members in here! Question for all of you, what are your current wins and challenges? Let's share and get a conversation going! 😊

One thing property has taught me over the years is that a deal can look very attractive on paper and still have something underneath it that changes the whole picture. Earlier on, I was much more focused on the obvious numbers, purchase price, projected returns, rental income, and the overall opportunity. With experience, I’ve become much more interested in the things that aren’t immediately obvious. - Sometimes it’s the assumptions behind the numbers. - Sometimes it’s the condition of the property. - Sometimes it’s the area, the people involved, the financing, or what happens if the original plan doesn’t go exactly as expected. I’ve found that some of the most valuable lessons in property don’t come from the deals that go perfectly. They come from the ones that make you stop afterwards and think, “I should have looked at that much earlier.” I'd like to hear from those who have been investing for a while: What’s one thing you now check on a property deal that you didn’t pay much attention to when you first started?

One of the biggest lessons my property journey has taught me is that sometimes the strongest funding source for your next deal can come from a business you built outside of property. I’ve owned my online pet brand for years, and over time, it became much more than just another business. The income it generated gave me something I really valued in property: flexibility. When the right opportunity came up, I didn’t always have to start thinking about mortgages, finding a JV partner, or taking out a loan just to make the numbers work. There were deals where the cash flow from my business helped provide the capital I needed to move forward. And that completely changed how I looked at property investing. I stopped thinking: “How can I find someone to fund this deal?” And started thinking: “How can I build businesses and income streams that give me the ability to fund my own opportunities?” I’m not saying property should be replaced by another business. For me, the two actually complemented each other. Property created long-term opportunities, while my pet brand provided an additional source of income that could be put back into those opportunities. That experience really changed my perspective on diversification. Sometimes the goal isn't simply to find more ways to borrow money. Sometimes it’s about building something that gives you more options when the right opportunity comes along.

Income expansion isn’t always about working harder. Sometimes it’s about thinking differently. One thing I’ve been reflecting on lately is how easy it is to think of an additional income stream as simply: “Let me start another business.” And honestly, there’s nothing wrong with that. In fact, starting something new can completely change your financial trajectory. But I think the bigger question is: What kind of income stream are you building, and what can it eventually do for you? A good additional income stream can become more than money coming in each month. It can give you: - More flexibility in the decisions you make - Capital to reinvest into other opportunities - A stronger financial cushion - The ability to fund projects without constantly relying on outside sources - Another asset that can grow alongside your main business That last part is something I find particularly interesting. Sometimes the real value of building another business isn’t the income it produces today. It’s what that income allows you to do tomorrow. So when thinking about expanding your income, perhaps the question isn’t just: “What can I start?” Maybe it’s: “What could I build that creates opportunities for the next thing I want to accomplish?” So, when you think about creating an additional income stream, are you mainly looking at extra monthly income, or are you thinking about what that income could eventually help you build?