📈 WHAT'S HAPPENING State insurance departments have released 2027 rates for individual health plans, and prices are rising in most of them. Open Enrollment runs November 1 to January 15 in most states. Enroll by December 15 for coverage that starts January 1. 📍 WHAT'S HAPPENING NATIONWIDE & IN OUR STATES 🇺🇸 Nationwide: the average benchmark (second-lowest-cost silver) premium is up 13% for 2027, according to KFF's analysis of final rates 📍 North Carolina: individual plan increases range from 8.35% to 27.36% 📍 Iowa: approved average increases by insurer range from 4.4% to 16.84% 📍 Indiana: approved average increase of 17.5% for Marketplace plans 📍 Nevada: on-exchange rates rise about 17% on average 📍 Oregon: approved average increase of 21.6%, and Oregon has its own marketplace starting with 2027, Explore Health 📍 Wisconsin: rates rise by a weighted average of 21.7% 📍 Missouri and Tennessee: no state average published yet. Your free plan check shows your exact 2027 price. 💡 These are state-reported figures before any tax credit. What you actually pay depends on your plan, your ZIP code, your household and your income. 👨‍👩‍👧 WHO THIS AFFECTS ✅ Anyone who buys their own health coverage ✅ Anyone on a Marketplace plan that will renew automatically for 2027 ✅ Families in every state, since prices can change at every renewal. 👉 WHAT TO DO NOW 🔍 Check your new 2027 price before your plan auto-renews 💵 Update your income and household so your tax credit is right 🩺 Make sure your doctors and prescriptions are still covered 🌲 Oregon families: start at Explore Health this year 🆓 Get a free plan check at skyeshape.org/plan or call (919) 726-0516 🛒 Prefer to enroll yourself (outside Oregon)? https://www.healthsherpa.com/?_agent_id=brandon-whittier-SkyeShape — I'm always here for questions or more help, at no cost. 🤝 We work with everyone, in every state, at no cost to you.

- 📆 Open Enrollment runs Nov 1, 2026 – Jan 15, 2027. - 🗓️ In most states, enroll by Dec 15 for coverage that starts Jan 1. - 🔁 Already covered? Plans, prices and doctor networks can change each year, so it's worth a fresh look. - ⚖️ I compare ACA Marketplace plans AND private/alternative options side by side for every family. - 🛒 Ready to enroll yourself on the Marketplace? Start here: https://www.healthsherpa.com/?_agent_id=brandon-whittier-SkyeShape - 💬 Enrolling on your own? I'm always here for questions or more help, at no cost: (919) 726-0516. - 🧭 Start with the 2-minute Pathway Finder: https://skyeshape.org/plan - 💬 Drop your question below and I'll answer it this week. - 🎓 Turning 26 or moving states? That can open a Special Enrollment Period outside these dates. - 🤝 We work with everyone: every income, every health history, every household size, in every state. Free consults for anyone. - 🔔 Turn on notifications for this community so a new free coverage tip lands in your inbox every week.

Skye Shape is free and open to everyone in every state, so let's see where everyone's from! 🗺️ Reply with: 📍 Your state (or just your region) 🎯 What brought you here: health coverage, life & mortgage protection, or just learning 😅 One insurance thing that's ever surprised you I read every reply. Say hi to someone from your state while you're here. 🤝 New here? Find your best starting point in 60 seconds: https://skyeshape.org/plan 💙 We work with EVERYONE. Always free, every state. Brandon Whittier, licensed health & life insurance broker. Licensed to sell insurance in NC, IA, IN, MO, NV, OR, TN and WI. NPN #20140109.