User
Write something
Financial Clarity Reset is happening in 24 days
Paying Early Beats Paying More on Simple Daily Interest Car Loans
Are you a car owner? Have you been fighting with your car note and watching the loan hoover at it's balance for what feels like forever? For years I paid "on time" and "over-payment" just to watch everything go "nowhere" (right to interest) In today's video I show you how not only did I lower my car payment, lowered my daily interest, AND got my loan to budget by just paying the note EARLY. Do you pay your car note early? On time? If you are multi-car owner like myself this hack will save you a lot! This information is for educational and illustrative purposes only and does not constitute professional financial, tax, or legal advice. Every loan agreement is unique, and you should review your specific contract or consult with a qualified financial advisor before making decisions regarding your debt strategy. I am showing you my strategy so you can see if a strategy like this can work for you.
Paying Early Beats Paying More on Simple Daily Interest Car Loans
Gas Cards Under Your Business
I am starting to work on building out a credit strategy for businesses, and I want to provide a specific update on managing a fleet credit strategy for those thinking about it. I recently conducted a deep-dive audit with the underwriting team at WEX, which is the primary underwriter for major brands like Shell, ExxonMobil, BP, 7-Eleven, and the Phillips 66 family (Conoco/76). Here are the key takeaways to ensure your next application is successful: There are two ways to approach fuel credit. Your choice should be based on your business’s actual footprint: - Brand-Specific Cards: (e.g., a "Chevron" or "Shell" card). These often offer specific rebates or incentives but are best if your fleet operates near those specific stations. - Universal Cards: These are powered by the WEX network and are accepted at over 95% of retail fuel locations nationwide. If you need flexibility, this is the route to take. If your business is still in the "building" phase or does not yet have a robust reporting history with all three bureaus, it is highly standard for the credit department to request a $500 security deposit for a secured account. - Before applying, they recommend checking your local zip code for station density. You can use the WEX Connect tool to see which stations near you accept these cards to ensure the line of credit is actually useful for your daily operations. Want to learn more about it? Check out the Corporate Credit Academy
Gas Cards Under Your Business
Spill the beans…
I fell in love with a gv70….You have no idea how much I wanted to drive away with a new car 👸🏻 But I didn’t buy it! 🥲 Now I’m curious…. What purchase did you make…or not make, that would have made a big financial impact and you still think about?
0
0
Spill the beans…
I found $107. 💸
Seriously. I was running through the "Treasure Hunt" exercise I put together, and while I was just trying to be organized, my guinea pig (partner 🤭) actually found $107 sitting in a forgotten account. Myself? I managed to track down an old 401k I’d completely lost the trail on. It’s wild how much of our own money is just... floating out there in the void. The Treasure Hunt 🗺️ I’ve turned this into a full Account Finder & Money Finder guide. It’s not some month-long project, it’s a quick 1-3 day implementation workshop where I show you exactly how to dig up your lost assets. Check out my screenshot below of the completed hunt. 🏁 Who’s Next? Navigate to the Untangle Your Money Challenge to dive in
I found $107. 💸
The income streams audit I just did (+ a favor to ask)
So I did something last week that I probably should've done last months, I sat down and actually mapped out my income streams for 2026. In 2025? I had like 7 half-baked ideas competing for attention, and none of them were actually set up to scale. Classic creator move, right? Here's where I need your help. As part of this whole "getting my house in order" process, I rebuilt some backend stuff (embarrassingly, some of my old links were broken 🤦‍♀️) and finally hit publish on a secret weapon I've been hoarding: The Ad-Ready Checklist. It's a simple 5-minute audit that helps you figure out if your business is actually ready for paid ads, or if you'd just be wasting money. (Spoiler: most people aren't ready, and that's totally fine. I just want you to know before you spend.) I'd love funnel testers, and your feedback on it, genuinely! 👉 Click here to grab the checklist and let me know what you think. Takes 5 minutes. Costs $0. And it might save you a few hundred bucks in wasted ad spend. Real talk though: Have you done an income streams audit for 2026 yet? What are you doubling down on? What are you letting go of? I'd love to hear where you're at in the comments. Let's walk through this together. I got this done with Go High Level. Want your own? Happy to help! Just reach out – Lees
0
0
The income streams audit I just did (+ a favor to ask)
1-10 of 10
Financial Clarity Club
skool.com/skool-of-financial-literacy
Position your business for approvals by separating your personal and business expenses.
Powered by