The complete 2025 breakdown — including the transaction fee maths most guides skip
Since the Skool Hobby plan rollout in Q3 2025, the platform cost calculation for community owners has shifted materially. I run a paid Skool community — Skool Monetization Lab — on the Pro plan, with 33 members, 100% retention, and recurring membership revenue across Standard, Premium, and VIP tiers. The $99/month Pro plan fee is one of the first questions prospective community owners ask me about.
Here is the complete answer, including the transaction fee maths that most pricing breakdowns either skip or get wrong.
The choice between Hobby and Pro is a mechanical calculation of Stripe-integrated MRR and LTV preservation. The break-even point lands at $1,000–$1,200/month in community recurring revenue — closer than most community owners expect, and lower than competitor platform comparisons typically show. There is no free plan. Both plans include a 14-day creator trial. Both include unlimited members, unlimited courses, and all core Skool features. The differences are strategic, not cosmetic.
THE TWO PLANS AT A GLANCE
Hobby Plan — $9/month Transaction fee: 10% + $0.30 per transaction Admins: 1 only Branding: "Powered by Skool" badge on your community Suggested communities: Shown to your members in the sidebar Affiliate auto-attribution: Limited / restricted Free trial: 14 days Members and courses: Unlimited
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Pro Plan — $99/month Transaction fee: 2.9% + $0.30 (transactions up to $900) / 3.9% + $0.30 (transactions above $900) Admins: Unlimited Branding: Fully white-labelled, no badge Suggested communities: Hidden from your members (your community gets promoted to Hobby users instead)
Affiliate auto-attribution: Full auto-tracking Free trial: 14 days Members and courses: Unlimited
Transaction fees are deducted before your weekly Stripe Express payout. You do not pay Stripe separately.
THE THREE DIFFERENCES THAT ACTUALLY MATTER
1. Transaction Fees — The MRR Break-Even Calculation
The Hobby plan's 10% transaction fee is the figure most guides cite without showing the LTV impact. On a $29/month Standard tier membership, Hobby pays out approximately $25.80 per member. Pro pays out approximately $27.86. That's a $2.06 difference per member — small in isolation, significant at scale.
The critical threshold: Pro becomes cheaper on total payout once Skool Monetization MRR exceeds approximately $1,200/month. Below that, Hobby is the more cost-effective option despite the higher percentage fee.
Here's how the maths plays out across common revenue levels:
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$300/month MRR Hobby: $9 plan + $30 fees = $39 total cost Pro: $99 plan + $8.70 fees = $107.70 total cost Verdict: Hobby saves $68.70
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$500/month MRR Hobby: $9 plan + $50 fees = $59 total cost Pro: $99 plan + $14.50 fees = $113.50 total cost Verdict: Hobby saves $54.50
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$1,000/month MRR Hobby: $9 plan + $100 fees = $109 total cost Pro: $99 plan + $29 fees = $128 total cost Verdict: Hobby saves $19
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$1,200/month MRR Hobby: $9 plan + $120 fees = $129 total cost Pro: $99 plan + $34.80 fees = $133.80 total cost Verdict: Break-even
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$1,500/month MRR Hobby: $9 plan + $150 fees = $159 total cost Pro: $99 plan + $43.50 fees = $142.50 total cost Verdict: Pro saves $16.50
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$3,000/month MRR Hobby: $9 plan + $300 fees = $309 total cost Pro: $99 plan + $87 fees = $186 total cost Verdict: Pro saves $123
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$5,000/month MRR Hobby: $9 plan + $500 fees = $509 total cost Pro: $99 plan + $154 fees = $253 total cost Verdict: Pro saves $256
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One additional note: the 3.9% Pro fee tier activates for individual transactions above $900. This matters if you're selling higher-ticket products — courses, intensives, one-time offers — through your Skool community. A $997 product on Pro costs $38.81 in fees versus $99.70 on Hobby. The LTV preservation at that price point is significant.
2. Admin Access — Irrelevant Until It Isn't
Hobby limits you to one admin. Pro gives you unlimited admins and moderators. Solo community operators at the 25–50 member stage rarely need this. The moment you want a moderator, a co-host for live Q&A sessions, or a second person managing member onboarding, Hobby becomes a structural blocker. Build it into your community scaling plan rather than discovering it as an emergency upgrade.
3. Skool Discovery Algorithm Positioning and Auto-Attribution Referral Systems
Hobby communities display a "Powered by Skool" badge and show competing communities in your members' sidebar — active LTV leakage inside your own paid community space.
Pro communities hide all of that. More importantly, Pro communities get promoted inside Hobby communities' sidebars as suggested communities. This is a passive Skool discovery algorithm advantage that compounds over time.
Pro also unlocks full auto-attribution referral systems — the mechanism by which members earn 40% recurring commission on every paying member they refer. On Hobby, auto-attribution is restricted and expected to be removed for new Hobby communities entirely.
I upgraded to Pro before hitting the MRR break-even threshold specifically because the auto-attribution referral system requires Pro to function correctly. That referral infrastructure has driven new paying member acquisition in Skool Monetization Lab without a single paid ad campaign.
THE COSTS OUTSIDE THE PLATFORM
Skool has no hidden fees. A functioning community monetization operation does involve external tool costs worth planning for:
Email marketing — Skool has no built-in email. ConvertKit, Beehiiv, or Kit cover this. Free tiers exist; paid plans from ~$15–$30/month as your list scales.
Video recording — Loom for async course walkthroughs (~$12.50/month). Most community owners already have a recording setup.
Design — Canva for community graphics and course assets. Free tier is sufficient early; Pro is $13/month for brand kit access.
Call scheduling — Calendly or equivalent if you offer 1-to-1 calls as a membership benefit. Free tier handles basic booking.
Realistic all-in cost for a properly functioning Skool community business: $50–$150/month depending on tools already in your stack.
WHAT YOU CHARGE YOUR MEMBERS
Your platform cost is entirely separate from your membership pricing. Skool supports monthly subscriptions, annual subscriptions, one-time product purchases, and optional 7-day member trials to improve conversion rates.
The grandfathering mechanism is worth understanding explicitly: Skool locks existing members at whatever price they joined at, permanently. Raise your Standard tier from $29 to $49 for new members — your existing members stay at $29 indefinitely. This is how founding member pricing works in practice, and it's a genuine platform commitment.
All Skool pricing is in USD. Payouts convert to your local currency via Stripe Express every Wednesday.
First payout can take up to 14 days for verification; weekly from that point forward.
WHICH PLAN SHOULD YOU START ON?
Start on Hobby if you're validating your concept, have fewer than 20–30 paying members, and monthly recurring revenue is under $500. The $90/month saved is better deployed on member acquisition than on Pro features you don't yet need.
Move to Pro when Skool Monetization MRR consistently exceeds $800–$1,000/month, you want to activate full auto-attribution referral systems, you need additional community admins, or the Hobby branding is creating friction with prospective premium-tier members.
Start on Pro if you're launching with a warm audience already in place, you're building referral infrastructure into your community model from day one, or $99/month is not a material cost relative to your existing business revenue.
Real data point: Skool Monetization Lab upgraded to Pro before hitting the MRR break-even threshold because the auto-attribution referral system — which pays members 40% recurring commission on every referral — requires Pro to work with full tracking. The referral program has since driven member acquisition without paid advertising. The $99 platform fee pays for itself via referral-driven MRR growth.
HOW TO THINK ABOUT THE $99/MONTH PLATFORM COST
The mistake most community owners make is treating the platform fee as overhead rather than a cost of sale. At $29/month Standard tier pricing, four paying members cover the Pro plan. At $79/month
Premium tier pricing, two members cover it. At $197/month VIP tier pricing, one member more than covers the entire platform subscription.
Compared to competing community platforms — Circle at 7% transaction fees, Patreon at 14%, Whop at 13% — Skool Pro's 2.9% fee is among the lowest available for established community monetization businesses. Transaction fee compounding is the primary reason community owners migrate to Skool once MRR scales past $1,000/month.
The platform cost is rarely the constraint. The constraint is building a community that delivers enough value to generate the recurring membership revenue that makes the fee structure irrelevant.
THE HOBBY VS PRO DECISION — QUICK REFERENCE
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MRR under $1,200/month → Hobby is more cost-effective MRR over $1,200/month → Pro is more cost-effective Need auto-attribution referral systems → Pro only Need multiple admins or moderators → Pro only Want white-label community branding → Pro only Want Skool discovery algorithm promotion → Pro only Selling products above $900 → Pro saves significantly (3.9% vs 10%) Free trial available → Both plans, 14 days
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THE BOTTOM LINE
Skool's community hosting pricing is transparent. Two plans, no hidden fees, no per-seat charges, no bandwidth limits. You pay $9 or $99 per month plus a transaction fee that is competitive at the Pro level once Skool Monetization MRR exceeds the $1,200 break-even threshold.
The Hobby-to-Pro upgrade decision is mechanical: run the MRR break-even calculation, factor in whether you need auto-attribution referral systems and unlimited admin access, and upgrade when the numbers tip. The $90 monthly difference between plans is recovered by a single Standard tier member above break-even — and compounded by every referral your member network generates after that.
The platform cost is not the problem. Build the community monetization system first. The pricing decision takes care of itself.
Des Dreckett runs Skool Monetization Lab — a community helping owners turn 25–50 members into $1K–$5K/month in recurring revenue. He also runs Content Revenue Lab (free, 300+ members). All pricing data sourced from Skool's official Help Centre.