Happy Monday Hustlers, it's time to rise and grind. I told y'all I've been BIG locked in and when you feed your dreams and starve your distractions it shows.
This is the husband of a client of mine who just needed a little work to get him in position for funding and I feel like it's safe to say my boy is ready for the banks.
This was the results of removing a collection and a few late payments. Here's the exact breakdown of how I got these results:
✅Started with personal information (I give this 2-3 weeks before any actual disputes)
✅Froze and blocked secondary bureaus (pull reports too though, you need them for funding)
✅Began dispute asking for simple investigation (best for lates, charge-offs and collections)
✅ALWAYS included all personal identification documents and get them notarized when possible
✅WAITED for the stall, I promise it's coming
✅ Included every statue violation in escalated dispute letter
✅USE THE STALL AS LEVERAGE, attach every stall letter with FCRA backed legal compliance demand
✅ Reminded bureaus of the right to sue and pursue financial damages for non-compliance
SAT BACK AND WAITED FOR RESULTS
This is not a fluke fam, it's a proven framework. Who else is starting the week with a WIN?