Most veterans buy one house with their VA benefit.
That's leaving massive money on the table.
The move nobody talks about:
1) Buy a 2–4 unit property with your VA loan
2) Live in one unit — it qualifies as owner-occupied
3) Rent the other units to cover your mortgage
4) $0 down. Zero PMI. Government-backed deal.
5) After a year, you can do it again.
The tenants pay your mortgage while you build equity in a property you bought with nothing down.
You don't need a duplex trust fund. You just need to know this exists.
Are you a veteran? Have you used your VA benefit this way?