Most beginners still use the 2% rule to evaluate deals. Problem? Almost nothing passes that test in 2026. Here's the filter I actually use: 1. Can tenants cover 100% of PITI? (mortgage, taxes, insurance) 2. Is the property in a rent-growth market? 3. Can I add value (extra bedroom, ADU, short-term rental)? 4. If you hit 2 out of 3, you've got a deal worth running numbers on. Stop waiting for unicorn deals. Start stacking smart ones. What filter do YOU use to evaluate a deal? Drop it below.

Got a question about house hacking, creative financing, market analysis, or using AI to close deals faster? This is your spot. Here’s how it works: 1️⃣ Post your question right here in the Thomas Q&A category. 2️⃣ Be as specific as possible — numbers, scenarios, and goals help me give you better advice. 3️⃣ I’ll generally respond with a Loom video, plus a written transcript so others can use it as a resource later on. Pro Tip: The more you participate, the more you learn from other members’ questions — this is like free group coaching. So… what’s the ONE question holding you back from closing your next deal? Drop it below 👇