🔥 The "Big Update" – Why I just dumped YMAG for MAGY (And you should see why) The "Income Investing" Game just changed for 2026.

As we kick off the new year, I’m making some major moves in my FIRE (Financial Independence, Retire Early) account. If you’ve been following the journey, you know the goal is to build an account using current income, leverage margin responsibly, and reach financial independence faster by staying fully invested. But to do that, you need stability and consistency—and one of my main holdings just wasn't cutting it.

The Switch: YMAG ➡️ MAGY

I officially sold my entire position in YMAG (YieldMax Magnificent 7) and moved it all into MAGY (Roundhill Magnificent 7 Weekly Strategy ETF).

Why? The numbers don't lie:

YMAG 1-Year Return: -27.06% (Down nearly 30% since inception).
MAGY 1-Year Return: -0.32% (Essentially FLAT).

Think about that. Both funds track the "Magnificent 7" (Apple, Microsoft, Google, Amazon, Nvidia, Meta, Tesla). Both funds pay massive income. But while one lost nearly a third of its value, the other held its ground

3 Reasons Why MAGY is Winning in 2026:

Direct Strategy Unlike YieldMax which uses synthetic options, Roundhill writes covered calls directly against their own growth fund (MAGS). This creates a much more stable "NAV" (Net Asset Value).
Weekly Paychecks: MAGY pays out weekly. We’re talking a ~35% distribution rate that is consistent and reliable for paying back margin or reinvesting.
Less "Return of Capital" Confusion: We’re seeing more actual income and less of the "eroding your own principal" issues that have plagued some other high-yield funds.

The Bitcoin Volatility Factor:

I’m also keeping a close eye on my Bitcoin-related holdings (MSTR, etc.). We saw some massive swings today—Bitcoin hitting resistance at $95k and dropping to $91k—but these are the exact moments where high-income funds like MAGY help balance the portfolio.

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We are building this FIRE journey out in the open.