Aoa Brothers, I am thinking about investing since like 06 months and have watched multiple youtube videos of Sarmaaya and Investkaar but I am still confused and cant choose between Mutual Funds and ETFs. I know ETFs follows index and its fees are low while mutual funds charge upto 4%. Can anyone guide me in making decsion what should I choose between High Risk Mutual funds (Islamic Equity Funds) or ETFs so that I wont lose my capital investment and grow my money?