29d • 📒 Sacred Tools
Affirm - Do Not Finance
Tribe,
One of the biggest credit killers in this market is financing $50 - $300 that reports to your credit.The reason why is because these new items effect the AGE of your credit which essentially we want to be over 5 years before going for larger funding approvals.Secondly, to finance such little amount shows financial desperation to lenders.What to do?You should have a REVOLVING budget each month to apply additional funds to your credit cards - for Affirm build an INSTALLMENT budget each month to close those accounts out and never open another affirm account again.
If you can't buy it twice you can't afford it 💸
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Affirm - Do Not Finance
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