@Matt Buckingham enrolled into SWS in February. After 5 rounds on his credit we successfully removed a discharged bankruptcy off 1 bureau.Now if he sends us the results from Experian that came in the mail, we can forward this to Transunion and get the last BK deleted. Congrats Matt long time coming!!!!

Just got for $15000 credits limit couldn’t do it without the help of timo really appreciate it

Shoutout to @Marvin Romulus This is what consistency looks like. Marvin's business credit file is live and climbing across all three bureaus: Experian Intelliscore Plus — 90 Dun & Bradstreet Delinquency Predictor —509 Equifax Business Delinquency Score —439 That's a business owner who did the work, built the profile the right way, and is now sitting in a position most entrepreneurs never reach — real, bankable business credit that lenders and vendors can actually see and trust. Marvin — proud of you. This is the foundation everything else gets built on. If you're watching Marvin's progress and wondering if this works — this is your proof. The system works when you work it.

🚨 BUSINESS CREDIT UPDATE 🚨 Equifax has introduced a new commercial credit scoring model One Score CFN (SCR0126). And if you’re a business owner actively building credit or preparing for funding, you need to know what this means. This isn’t just another generic business credit rating. One Score CFN is a modernized commercial risk score designed by Equifax to give lenders a more current view of your business’s credit risk. Here’s why this matters: 📊 It’s part of the next generation of commercial credit scoring 🏦 It’s designed to help predict business credit risk 💳 Financial institutions can use commercial credit data when evaluating businesses 👀 Your business credit profile can influence how lenders view your company 🚨 New scoring models can change how your business is evaluated for financing And here’s the part most business owners miss: You don’t want to wait until you apply for funding to discover how your business is being scored. Most SMB owners focus exclusively on their personal FICO score. Meanwhile, lenders may also be looking at the business credit profile, payment history, tradelines, public records, utilization, and commercial risk indicators associated with the company. The game is changing. Know what lenders can see BEFORE you apply. If you’re building business credit, preparing for 0% business credit cards, or planning your next funding round, understanding your commercial credit profile is becoming increasingly important. 💬 Comment “SCORE” and I’ll show you what to look for in your business credit profile. FUNDOPS™ — Build the profile. Position the business. Access the capital.

Grand rising tribe. We had something interesting happen yesterday that can benefit all Fundops clients.I had a personal friend whose son is in the NFL contact me for funding for his wife. Wife had over 50k in personal credit cards, 780+ Fico and a 2 year old LLC. MONTHS ago I shared with this friend the relationship banking process ( Seasoning bank accounts ) which never got established at the time. They went to chase yesterday , opened the business checking account , deposited 5k .... we introduced to the RM at CHASE and to my surprise, this client was only approved for 14k when I for sure estimated a 50-75k approval. I then went on to manually fill out the second application and to my surprise DECLINE! We called the reconsideration line for the banker to say , well you JUST opened a business checking account you were declined because we do not have enough information / data on the business. I share this with you guys because the relationship banking part of the process is one of the most crucial steps in getting larger approvals. Steps To Follow : 5-8 transactions monthly on the PRIME bank account we recommended If you can also get a payroll account and pay yourself from the business checking account bi weekly this adds points to your internal scores If you cannot, order checks and pay yourself bi weekly. All business transactions must run through this account with no negative days throughout the month Personal + Savings + Business Checking account with the lender goes a long way if you can. The market is changing , CHASE changed everything once again, we must get re committed , re focused to cross the finish line. Hope this helped =Your Funding Coach Timo