Right now Iโm fighting on multiple fronts:
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CFPB complaints against the creditors.
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CFPB complaints against all three credit bureaus.
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MOV requests.
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Debt validation letters.
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Documentation showing reporting inconsistencies.
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Excellent utilization.
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No new debt being added.
The Process is Tedious but Iโm officially over the 600 mark across all 3 bureaus, waiting on more movement soon ๐๐ฝ