Hey all what’s your general process for finding your best mortgage rate. Do you start with the bank and then go to a broker? Do you go to multiple brokers?
Is there any disadvantages to going with the banks if they offer the best rate and/or better service?
What is considered a big enough difference to choose one lender over the other? In regards to a rate.
Are there any obligations after signing a commitment letter generally?
Thanks for any insights.