Commercial Mortgages · Realist Inner Circle

Commercial Mortgages

Hi,

Can anyone provide any insight into how commercial mortgages differ vs. residential mortgages? From what I understand (hoping someone can help validate and/or share further insights):

Commercial mortgages will also look at the income of the property for qualification (would assume this makes it easier to qualify?)
Commercial mortgages typically require a higher down-payment (25-35%)
Commercial mortgage rates are generally higher than residential (1% higher?)
Commercial mortgages have lower amortization terms

Any insight would be greatly appreciated!

Thanks,

Manraj

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