❓ Can I get 100% funding? ▶️ Yes!! It’s possible if the purchase price+rehab is less than 70% ARV ​ ❓ Does this cover horizontal development or just vertical construction? ▶️ Horizontal development MAY be covered, it’s a possibility ​ ❓ Can I build tiny homes? ▶️ No. Most lenders don’t fund tiny or container homes. ​ ❓ Can I build 4-10 home communities? ▶️ Yes, definitely a possibility if you have ample experience. ​ ❓ How does the draw process work? ▶️ You request draws (reimbursements) for the rehab done whenever you would like. ​ ❓ Do I have to own the land before getting a construction loan? ▶️ Not at all. These loans can fund the purchase of the land. If you do own the lot you may be able to use that equity to pay for closing costs! ​ ❓ I don’t have new construction experience. Do I need a GC in my LLC? ▶️ NOPE! If you have flip experience you can get away with just a contract with a licensed GC ​ What questions do you still have?

Investors who are new to the world of real estate investing IMMEDIATELY look for passive income. ​ They join real estate communities that teach Creative Finance or the BRRRR strategy- ​ And that’s their mistake. ​ Most new investors spent their last dime to get into these mentorships. ​ There is no money left to ACTUALLY invest in a property. ​ Then people quit their dream of real estate investing altogether. ​ If you want to make money in real estate you focus on the active income first. ​ When I stopped chasing my first subject to deal and started loan brokering I hit my first $10K month. ​ If you made an additional $10,000 a month or even $3,000 how much more likely is it to strive for the passive income, for the portfolio to start building? ​ Let me know in the comments if I’m just a pessimist or if new investors should spend all their money on buying assets before making money.

❓ If my purchase price is 50% of the value of the house, will the DSCR cover 100%? ▶️ Answer: No. DSCR lenders will take the lesser of the purchase price and value ​ ❓ Can I get 80% LTV on a cash out refinance? ▶️ Yes, depends on the state ​ ❓ Can I use an income approach on a single family or fourplex? ▶️ ​ Answer: No. 1-4 unit properties are residential and appraised using a Sales Income Approach ​ ❓ Can I refinance a manufactured home? ▶️ Yes! You can get up to 75% LTV with the right lenders, too. ​ ❓ I don’t own anything, can I still get a loan? ▶️ Yes! These loans are perfect for new or seasoned investors. ​ ❓ Can I remove the prepayment penalty period? ▶️ Yes, generally. Your interest rate or fees would slightly increase, as a result. ​ ❓ Can you DSCR multifamily? ▶️ Yes! Residential and commercial properties can qualify. ​ ❓ Do I need a 1.2 DSCR to get this loan? ▶️ NOPE! Most lenders will approve a 1.0 DSCR (some, even lower, but don’t buy a property that’s negatively cashflowing) ​ ❓ What states do you not lend in? ▶️ North and South Dakota 😔 ​ ❓ Can I get a DSCR to buy and renovate a property? ▶️ No, DSCR loans do not give you funds to rehab a property. Use a Hard Money Loan. ​ What questions do you still have?

After 5 years in real estate investing communities and 500+ connections, this is what I think of those mandated ‘50 friends.’ ​ My first year I made the mistake every investor makes. ​ I get on calls with ANYONE, take no notes, and the worst strategy- To see what I could get out of that conversation. ​ Not only did I forget what we spoke about but I came into these talks with a selfish mindset. ​ I talked about ‘bringing value to others’ but didn’t actually want to listen to them. ​ But this is what changed. ​ And what unlocked 60+ deals closed. ​ ​ I followed up. ​ And looked at their social media to SEE rather than ASK how I could actually bring value to them. ​ I saw flippers and connected them with interior designers. ​ I saw deals closing and connected them with Transaction Coordinators. ​ Yes, I mentioned I wanted to lend and fund their deals but getting them the right connection at the right time was the goal. ​ And when you do good to others they want to reciprocate. ​ ​ ​ They didn’t need funding but they REFERRED others that did. ​ I switched to helping without a need for a reward and that made all the difference in my interactions. ​ ​ Rather than making another Facebook post or podcast episode follow up with 5 old contacts from your first year. ​ Check their socials and send custom messages based on what they’re posting about. ​ HUNT for a true solution to their bottleneck. ​ Outcare anyone else in their network.

Most real estate teams don't have a lead problem—they have a lead management problem. Leads come in from different sources, property viewings get missed, follow-ups are inconsistent, and deals end up scattered across spreadsheets, WhatsApp chats, and multiple apps. I've been building a custom Real Estate CRM that brings everything into one system. ✔️ Property management ✔️ Lead tracking ✔️ Deal pipeline ✔️ Property viewings ✔️ Agent management ✔️ Task management ✔️ Payment tracking ✔️ Client records The goal is simple: give agents and brokers one place to manage every stage of a transaction, from the first inquiry to closing. (Screenshots below are from the system I've been building.) I'm curious—what's the biggest bottleneck in your current workflow? Is it generating leads, staying on top of follow-ups, managing listings, coordinating agents, or keeping deals moving? I'd love to hear what challenges you're facing. If enough people mention the same issue, I'll share how I'd solve it using a custom CRM and automation.